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Commonwealth Capital

Listed
Factoring company for invoice factoring and working capital loansBloomington, MinnesotaBased in Minnesota; service area not yet provided
BBLL 000482Listed Nov 2026From public recordsLast checked Nov 1, 2026

About

Commonwealth Capital purchases accounts receivable from startups and established businesses, including trucking, staffing and manufacturing firms. Its FAQ distinguishes account onboarding from subsequent invoice funding and publishes a typical advance range.

Factoring company. Buys or advances against business invoices.

This entry starts from public records. The lender fills in the rest when it claims the entry, which is free.

What they lend

General small business
From the lender's own site and public records.

A second look at Commonwealth Capital

Commonwealth Capital purchases accounts receivable from startups and established businesses, including trucking, staffing and manufacturing firms. Its FAQ distinguishes account onboarding from subsequent invoice funding and publishes a typical advance range.

Direct independent commercial accounts-receivable factor.

Published by Levr, not by Commonwealth Capital. This is a source-based profile and editorial assessment, not customer reviews or a promise of approval. Sources checked November 1, 2026.

Visit the official provider website →

Programs and published requirements

Compare the specific program and legal funding entity on your offer. Advertised limits and minimums do not guarantee eligibility or your price.

Accounts receivable, freight and payroll factoring

Client size
FAQ describes startups through companies with $15 million annual sales; clients typically generate $10,000–$500,000 monthly receivables.
Advance
Publishes advances of 75%–90% of invoice value depending on industry and other factors.
Onboarding
Initial setup can be as quick as 48–72 hours but generally takes five to ten business days.
Ongoing funding and operations
After setup, funds typically arrive next business day, with same-day expedition possible; handles invoice payment processing and collections.

Provider sources: Programs and coverage · Funding FAQ

When it may fit

Our assessment of the published programs

  • Consider for a startup or growing B2B firm whose receivable volume fits the stated client range, particularly trucking or staffing.

What to weigh carefully

  • The FAQ is older published content; reconfirm amount, timing and advance ranges in a current proposal.
  • Credit quality of debtors and invoices drives funding; rates, recourse and contract commitments need written terms.

Questions before you accept an offer

  1. What advance and fee apply to my customer mix?
  2. How long will initial underwriting and lien clearance take?
  3. Are there minimums, guarantees, reserves or early-exit fees?

Ask for written terms. Compare net cash received, total repayment, fees, payment timing and early-payoff costs for the same financing need.

Prepare your comparison

Use the same questions and figures for each offer you receive.

Alternatives to research

These are options for a related financing need, not a ranking or a claim of equivalent eligibility or pricing.

Riviera Finance

Compare Riviera Finance for another receivables purchase and credit-management approach.

Eagle Business Credit

Compare Eagle Business Credit for invoice funding and debtor eligibility.

The lender

Type
Factoring company
Legal name
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Founded
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Charter
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Headquarters
Bloomington, Minnesota
Service area
Based in Minnesota; service area not yet provided
Meets in person
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Languages
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Program approvals
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Also lends to consumers
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LinkedIn
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Loan officers at this lender

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