Business lenders in Minnesota

Banks, credit unions, SBA lenders and specialty lenders that make business loans in Minnesota. Verified lenders sort first. Last checked Nov 1, 2026.

lenders: 29
loan officers: 1
verified: 0
SBA lenders: 2

Lenders sort by standing, then by how recently they were checked. Placement is never for sale.How sorting works

Commonwealth CapitalListed

Commonwealth Capital purchases accounts receivable from startups and established businesses, including trucking, staffing and manufacturing firms. Its FAQ distinguishes account onboarding from subsequent invoice funding and publishes a typical advance range.

Factoring companiesInvoice factoringWorking capital loansUnclaimed

Bloomington, MN

Listedfrom public recordsBloomington, MN

Minnwest BankListed

Minnwest Bank is a bank headquartered in Redwood Falls, Minnesota. Its June 30, 2026 FDIC financial report records commercial and industrial loans. Product availability and current lending criteria should be confirmed with the bank.

BanksEquipment financingBusiness lines of creditUnclaimed

Redwood Falls, MN

Listedfrom public recordsRedwood Falls, MN

Park State BankListed

Park State Bank is a bank headquartered in Duluth, Minnesota. Its June 30, 2026 FDIC financial report records commercial and industrial loans. Product availability and current lending criteria should be confirmed with the bank.

BanksUnclaimed

Duluth, MN

Listedfrom public recordsDuluth, MN

Platinum BankListed

Platinum Bank is a bank headquartered in Oakdale, Minnesota. Its June 30, 2026 FDIC financial report records commercial and industrial loans. Product availability and current lending criteria should be confirmed with the bank.

BanksUnclaimed

Oakdale, MN

Listedfrom public recordsOakdale, MN

Scale BankListed

Scale Bank is a bank headquartered in Edina, Minnesota. Its June 30, 2026 FDIC financial report records commercial and industrial loans. Product availability and current lending criteria should be confirmed with the bank.

BanksUnclaimed

Edina, MN

Listedfrom public recordsEdina, MN

Tradition Capital BankListed

Tradition Capital Bank is a bank headquartered in Wayzata, Minnesota. Its June 30, 2026 FDIC financial report records commercial and industrial loans. Product availability and current lending criteria should be confirmed with the bank.

BanksUnclaimed

Wayzata, MN

Listedfrom public recordsWayzata, MN

VersaBank USA National AssociationListed

VersaBank USA National Association is a bank headquartered in Holdingford, Minnesota. Its June 30, 2026 FDIC financial report records commercial and industrial loans. Product availability and current lending criteria should be confirmed with the bank.

BanksUnclaimed

Holdingford, MN

Listedfrom public recordsHoldingford, MN

African Economic Development SolutionsListed

African Economic Development Solutions provides startup and expansion capital alongside business training. Its menu also includes Sharia-compliant financing for business assets.

Direct business lendersTerm loansWorking capital loansUnclaimed

St Paul, MN

Listedfrom public recordsSt Paul, MN

Bridgewater BankListed

Bridgewater Bank offers Twin Cities commercial credit, including working-capital, SBA, acquisition and property financing. Its commercial menu separates operating and industrial credit from investment-property and construction offerings.

BanksBusiness acquisition loansCommercial real estate loansUnclaimed

Saint Louis Park, MN

Listedfrom public recordsSaint Louis Park, MN

Camber RoadListed

Camber Road provides non-dilutive capital for growing companies, offering a simple and founder-friendly contract process.

Revenue based fundersUnclaimed

Minneapolis, MN

Listedfrom public recordsMinneapolis, MN

Channel Partners CapitalListed

Channel provides equipment finance and working capital through finance-company partners. Equipment limits and lease options are clearly described, while its public working-capital pages disagree on the maximum amount.

Equipment lessorsEquipment financingWorking capital loansUnclaimed

Minnetonka, MN

Listedfrom public recordsMinnetonka, MN

Concept Financial GroupListed

Transportation finance company offering freight invoice factoring and accounts receivable funding to support trucking business operations and growth.

Factoring companiesInvoice factoringWorking capital loansUnclaimed

Minneapolis, MN

Listedfrom public recordsMinneapolis, MN

Deerwood BankListed

Deerwood Bank offers Minnesota businesses term loans, property credit and operating lines. Its term-loan menu has both floating and fixed rates, while lines address short-term purchases, expenses and payroll.

BanksCommercial real estate loansBusiness lines of creditUnclaimed

Waite Park, MN

Listedfrom public recordsWaite Park, MN

EntreBankListed

EntreBank provides Twin Cities businesses equipment and property finance, operating lines, acquisition lending and specialized tax-credit financing.

BanksBusiness acquisition loansCommercial real estate loansUnclaimed

Bloomington, MN

Listedfrom public recordsBloomington, MN

Falcon National BankListed

Falcon National Bank combines commercial lending with nationwide equipment finance. Its equipment team finances new and used assets and publishes application-only funding up to $350,000 depending on industry and program.

BanksBusiness acquisition loansCommercial real estate loansUnclaimed

Foley, MN

Listedfrom public recordsFoley, MN

First Children’s FinanceListed

First Children’s Finance specializes in lending to child-care businesses. It separates family-provider limits from center loans and applies a lower center limit to businesses operating two years or less.

CDFIs and community lendersEquipment financingWorking capital loansUnclaimed

Minneapolis, MN

Listedfrom public recordsMinneapolis, MN

Frandsen Bank & TrustListed

Frandsen Bank & Trust offers conventional business, property and equipment loans alongside SBA and agricultural lending.

BanksCommercial real estate loansEquipment financingUnclaimed

Lonsdale, MN

Listedfrom public recordsLonsdale, MN

Geneva CapitalListed

Geneva Capital offers equipment financing and leases for established businesses and startups, including ownership and return-oriented structures. Its published FAQ explains insurance charges and payoff options, while exact pricing remains quote-specific.

Equipment lessorsEquipment financingWorking capital loansUnclaimed

Alexandria, MN

Listedfrom public recordsAlexandria, MN

Latino Economic Development Center MinnesotaListed

Latino Economic Development Center Minnesota provides startup, expansion, equipment and property financing to Minnesota businesses. Its underwriting considers cash flow, owner finances and pledged collateral.

CDFIs and community lendersStartup fundingEquipment financingUnclaimed

Saint Paul, MN

Listedfrom public recordsSaint Paul, MN

Merchants Bank, National AssociationListed

Merchants Bank offers conventional term, operating, property and fleet credit as well as SBA lending. Its commercial menu includes dealer floor-plan finance and owner-occupied or investment-property projects.

BanksCommercial real estate loansEquipment financingUnclaimed

Winona, MN

Listedfrom public recordsWinona, MN

Metropolitan Economic Development AssociationListed

Metropolitan Economic Development Association offers business term debt, lines of credit and property financing, alongside consulting and loan packaging. Its lending page highlights established growth businesses.

Broker and lenderDirect business lendersTerm loansBusiness lines of creditUnclaimed

Minneapolis, MN

Listedfrom public recordsMinneapolis, MN

Minnesota Consortium of Community DevelopersListed

Minnesota community lender financing equipment, working capital, shared business ownership and commercial property for entrepreneurs across the Twin Cities area.

Direct business lendersEquipment financingWorking capital loansUnclaimed

Minneapolis, MN

Listedfrom public recordsMinneapolis, MN

Neighborhood Development CenterListed

Neighborhood Development Center provides Twin Cities business loans, including microcredit, larger operating loans and specialized contract or profit-based finance. Its lending is paired with preparation and business services.

Direct business lendersEquipment financingWorking capital loansUnclaimed

Saint Paul, MN

Listedfrom public recordsSaint Paul, MN

Northwest Minnesota FoundationListed

Regional nonprofit lender offering business and child care financing, with technical assistance for entrepreneurs starting or expanding in northwest Minnesota.

Direct business lendersTerm loansWorking capital loansUnclaimed

Bemidji, MN

Listedfrom public recordsBemidji, MN

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Minnesota, what to know

29 lenders make business loans in Minnesota, led by banks and direct business lenders. Banks in Minnesota answer to the OCC, the FDIC or the state, and credit unions to the NCUA. Each entry links its charter source.

Disclosure watch

Minnesota at a glance

Most common loan type: Working capital loans
Typical deal range: Set by each lender
Lender types here: Banks, Direct business lenders
SBA lenders: 2

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How do I know a Minnesota lender is legitimate?

Look for a charter or license link, verified status, SBA or CDFI approval where it applies, and fees in writing. Every one of those links to its official source on the entry.

What does a lender look at first?

Cash flow, credit, collateral, time in business and how much of your own money is in the deal. Each lender's minimums show on its entry so you can check fit before you call.

How does a lender get on the register?

Entries start from public records: charters, program lists and business filings. Standing rises as the lender claims its entry, adds its loan officers and verifies its details.

What happens when I request contact?

Your request goes to the lender or loan officer you chose, in their Levr workspace, and to no one else. Most reply within two business days.