VersaBank USA National Association

Listed

Bank for asset based lendingHoldingford, MinnesotaBased in Minnesota; service area not yet provided

BBLL 000960Listed Nov 2026From public recordsLast checked Nov 1, 2026

Request contact Is this your lender? Claim it

About

VersaBank USA supplies wholesale capital to finance and leasing companies by purchasing cash flows from their loan and lease receivables.

Bank. Lends to businesses from its own deposits.

This entry starts from public records. The lender fills in the rest when it claims the entry, which is free.

What they lend

Asset based lending

From the lender's own site and public records.

A second look at VersaBank USA National Association

VersaBank USA supplies wholesale capital to finance and leasing companies by purchasing cash flows from their loan and lease receivables.

Direct wholesale bank capital provider; VersaBank USA, N.A., using a Receivable Purchase Program rather than a general small-business application channel.

Published by Levr, not by VersaBank USA National Association. This is a source-based profile and editorial assessment, not customer reviews or a promise of approval. Sources checked November 1, 2026.

Visit the official provider website →

Programs and published requirements

Compare the specific program and legal funding entity on your offer. Advertised limits and minimums do not guarantee eligibility or your price.

Receivable Purchase Program

Structure: The program invests in cash flows from loan and lease receivables originated by finance and leasing companies.
Geography: Participating finance and leasing companies operate throughout the United States.
Asset scope: The program processes large numbers of small-ticket consumer and commercial loan/lease receivables, including point-of-sale financing.

Provider sources: Receivable Purchase Program official source · Receivable Purchase Program official source

When it may fit

Our assessment of the published programs

U.S. finance and leasing companies seeking a wholesale receivables-funding relationship.

What to weigh carefully

Small businesses generally access the underlying finance company, not this wholesale purchase program directly. The site contains placeholder counters; no placeholder figures are used here.

Questions before you accept an offer

What receivable types, performance history and portfolio size qualify?
How are purchase price, reserves, recourse and servicing structured?

Ask for written terms. Compare net cash received, total repayment, fees, payment timing and early-payoff costs for the same financing need.

Prepare your comparison

Use the same questions and figures for each offer you receive.

How to compare business loan offers

Alternatives to research

These are options for a related financing need, not a ranking or a claim of equivalent eligibility or pricing.

WebBank

WebBank provides an independent wholesale asset-finance comparison for qualifying originators.

First Citizens Bank

First Citizens Bank offers a separate commercial/asset-finance comparison, subject to facility fit.

The lender

Type: Bank
Legal name: VersaBank USA National Association
Founded: 1910
Charter: Not yet provided Add it
Headquarters: Holdingford, Minnesota
Service area: Based in Minnesota; service area not yet provided
Meets in person: Not yet provided Add it
Languages: Not yet provided Add it
Program approvals: Not yet provided Add it
Also lends to consumers: Not yet provided Add it
Website: versabankusa.com
LinkedIn: Not yet provided Add it

Loan officers at this lender

No loan officers listed yet. Work here? Claim your profile.

Not sure which lender to choose?

You do not have to choose on your own. Sign up through BusinessLoanBroker.ai, tell us what your business needs, and get help with your financing options and next steps.

BusinessLoanBroker.ai and this register are part of the Levr family. Signing up does not guarantee financing.

Request contact

Tell us what your business needs. Our team reviews your request before arranging the next step.

Charter and approvals

FDIC certificate, 10160Record

Each one links to its official record.

Location

Based in Minnesota; service area not yet provided.

Sources: FDIC BankFind institution record (Nov 1, 2026), FDIC financial report, June 30, 2026 (Nov 1, 2026), Receivable Purchase Program official source (Nov 1, 2026), Receivable Purchase Program official source (Nov 1, 2026).

Suggest a correction Remove this entry

More lenders in Minnesota

All of Minnesota

African Economic Development SolutionsListed

African Economic Development Solutions provides startup and expansion capital alongside business training. Its menu also includes Sharia-compliant financing for business assets.

Direct business lendersTerm loansWorking capital loansUnclaimed

St Paul, MN

Listedfrom public recordsSt Paul, MN

Bridgewater BankListed

Bridgewater Bank offers Twin Cities commercial credit, including working-capital, SBA, acquisition and property financing. Its commercial menu separates operating and industrial credit from investment-property and construction offerings.

BanksBusiness acquisition loansCommercial real estate loansUnclaimed

Saint Louis Park, MN

Listedfrom public recordsSaint Louis Park, MN

Camber RoadListed

Camber Road purchases business-essential equipment and leases it to venture-backed companies.

Revenue based fundersEquipment financingUnclaimed

Minneapolis, MN

Listedfrom public recordsMinneapolis, MN

Channel Partners CapitalListed

Channel provides equipment finance and working capital through finance-company partners. Equipment limits and lease options are clearly described, while its public working-capital pages disagree on the maximum amount.

Equipment lessorsEquipment financingWorking capital loansUnclaimed

Minnetonka, MN

Listedfrom public recordsMinnetonka, MN

Standing rises on evidence, never on payment.