First Children’s Finance

Listed

CDFI for equipment financing and working capital loansMinneapolis, MinnesotaBased in Minnesota; service area not yet provided

BBLL 000484Listed Oct 2026From public recordsLast checked Oct 31, 2026

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About

First Children’s Finance specializes in lending to child-care businesses. It separates family-provider limits from center loans and applies a lower center limit to businesses operating two years or less.

CDFI. Mission driven lender serving businesses banks often overlook.

This entry starts from public records. The lender fills in the rest when it claims the entry, which is free.

What they lend

Equipment financing Working capital loans Commercial real estate loans Startup funding Term loans

General small business

From the lender's own site and public records.

A second look at First Children’s Finance

Direct nonprofit child-care lender and CDFI.

Published by Levr, not by First Children’s Finance. This is a source-based profile and editorial assessment, not customer reviews or a promise of approval. Sources checked October 31, 2026.

Visit the official provider website →

Programs and published requirements

Compare the specific program and legal funding entity on your offer. Advertised limits and minimums do not guarantee eligibility or your price.

Child-care business loans

Family providers: Loans up to $25,000.
Centers: Up to $125,000, with a $50,000 maximum for startups; startup means two years or less operating.
Uses: Facility upgrades, learning materials, equipment, payroll and working capital; land or facility purchases can involve funding partners.
Fees: Application fee of $25 for family providers or $100 for centers, plus 1% processing and third-party closing fees.

Provider sources: Official lending and lender information · Official lending and lender information

When it may fit

Our assessment of the published programs

Licensed child-care businesses seeking a lender familiar with their operating model.

What to weigh carefully

Current loan-fund page lists MN, MI, WI, SD, ND, MO, IA, OR and VT; confirm product and state availability.
Interest starts at 8%, set at underwriting; credit history is reviewed despite no minimum score.

Questions before you accept an offer

Which loan cap applies to my business age and care model?
What collateral and repayment schedule fit my enrollment income?

Ask for written terms. Compare net cash received, total repayment, fees, payment timing and early-payoff costs for the same financing need.

Prepare your comparison

Use the same questions and figures for each offer you receive.

Alternatives to research

These are options for a related financing need, not a ranking or a claim of equivalent eligibility or pricing.

Accion Opportunity Fund

Accion Opportunity Fund provides a general small-business comparison where available.

PNC Bank

PNC provides a conventional business financing comparison in eligible markets.

The lender

Type: CDFI
Legal name: Not yet provided Add it
Founded: 1991
Charter: Not yet provided Add it
Headquarters: Minneapolis, Minnesota
Service area: Based in Minnesota; service area not yet provided
Meets in person: Not yet provided Add it
Languages: Not yet provided Add it
Program approvals: Not yet provided Add it
Also lends to consumers: Not yet provided Add it
Website: firstchildrensfinance.org
LinkedIn: Not yet provided Add it

Loan officers at this lender

No loan officers listed yet. Work here? Claim your profile.

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Request contact

Tell us what your business needs. Our team reviews your request before arranging the next step.

Charter and approvals

None on file yet.

Location

Based in Minnesota; service area not yet provided.

Sources: First Children’s Finance lending (Oct 31, 2026), First Children’s Finance contact (Oct 31, 2026), Official firm website (Oct 31, 2026), Official firm website (Oct 31, 2026), Official brokerage logo (Oct 31, 2026), Official lending and lender information (Oct 31, 2026).

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