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Crossroads Equipment Lease & Finance logo

Crossroads Equipment Lease & Finance

Listed
Equipment lessor for equipment financingRancho Cucamonga, CaliforniaServes US businesses; availability varies by program and state
BBLL 000329Listed Oct 2026From public recordsLast checked Oct 31, 2026
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About

Crossroads focuses on commercial transportation loans and leases, including owner-operators and fleets. Its FAQ discloses payment charges, residual refinancing and why a payoff may exceed an account balance.

Equipment lessor. Leases or lends against vehicles, machinery and other equipment.

This entry starts from public records. The lender fills in the rest when it claims the entry, which is free.

What they lend

Equipment financing
General small business
From the lender's own site and public records.

A second look at Crossroads Equipment Lease & Finance

Crossroads focuses on commercial transportation loans and leases, including owner-operators and fleets. Its FAQ discloses payment charges, residual refinancing and why a payoff may exceed an account balance.

Crossroads Equipment Lease & Finance, LLC describes itself as a national transportation lender. Its California disclosure states loans may be made or arranged; confirm the named creditor or lessor in the offered contract.

Published by Levr, not by Crossroads Equipment Lease & Finance. This is a source-based profile and editorial assessment, not customer reviews or a promise of approval. Sources checked October 31, 2026.

Visit the official provider website →

Programs and published requirements

Compare the specific program and legal funding entity on your offer. Advertised limits and minimums do not guarantee eligibility or your price.

Owner-operator transportation financing

Amounts
Loan and lease balances totaling up to $750,000 for owner-operators; not a published universal cap for every fleet program.
Applicants
Single-truck operators and small fleets. The page says poor credit can be considered but gives no numeric cutoff.
Timing
Funding may occur in as little as 24 hours; approval and documentation conditions apply.
Structure
Repayment is tailored to cash flow; no universal term, rate or complete fee schedule is stated.

Provider sources: Owner-operator program · National lender identity

Payments, residuals and payoff

Card payments
FAQ states a 2.5% credit-card convenience charge on the amount paid.
Late charges
Payments remain due on the scheduled date; a late charge is not assessed until the tenth day afterward.
Payoff
A quoted payoff may include interest from the due date to payoff date, beyond the displayed balance. Request a payoff quote; no universal no-penalty policy is established.
Residual financing
Crossroads says it will finance TRAC or balloon residuals at contract end; obtain the actual approval terms.
Title
The FAQ says title processing occurs within ten days after payoff.

Provider sources: Customer FAQ

When it may fit

Our assessment of the published programs

  • A useful comparison for owner-operators or small fleets seeking transportation-specific underwriting.
  • The residual-financing option is relevant when comparing a lower payment with a larger final obligation.

What to weigh carefully

  • The owner-operator balance limit should not be generalized to every Crossroads product.
  • A statement that poor credit is considered does not guarantee approval.
  • Residual refinancing may create a new payment obligation; compare total cost.

Questions before you accept an offer

  1. What down payment, guarantees and truck-age limits apply?
  2. Is the offer a loan, TRAC lease or another lease?
  3. What is the residual and what would refinancing it cost?
  4. What fees and accrued interest are included in early payoff?

Ask for written terms. Compare net cash received, total repayment, fees, payment timing and early-payoff costs for the same financing need.

Prepare your comparison

Use the same questions and figures for each offer you receive.

Alternatives to research

These are options for a related financing need, not a ranking or a claim of equivalent eligibility or pricing.

North Mill Equipment Finance

Compare North Mill for transportation equipment financing and credit parameters.

AP Equipment Financing

Compare AP for vehicle/equipment finance and its application-only limits.

Commercial Credit Group

Compare Commercial Credit Group for fleet equipment and equipment-equity needs.

The lender

Type
Equipment lessor
Legal name
Crossroads Equipment Lease & Finance, LLC
Founded
Not yet provided Add it
Charter
Not yet provided Add it
Headquarters
Rancho Cucamonga, California
Service area
Serves US businesses; availability varies by program and state
Meets in person
Not yet provided Add it
Languages
Not yet provided Add it
Program approvals
Not yet provided Add it
Also lends to consumers
Not yet provided Add it
Website
crlease.com
LinkedIn
Not yet provided Add it

Loan officers at this lender

No loan officers listed yet. Work here? Claim your profile.

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