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Dogwood (a division of TowneBank)

Listed
Bank for business acquisition loans and commercial real estate loansRaleigh, North CarolinaSmall-business lending website advertises national lending; confirm project eligibility.
View 1 loan officer at this lender ↓
BBLL 000073Listed Oct 2026From public recordsLast checked Oct 31, 2026
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About

Dogwood now operates as a division of TowneBank. Its small-business lending team offers SBA financing for acquisitions, expansion, franchises and property, alongside conventional business loans.

Bank. Lends to businesses from its own deposits.

This entry starts from public records. The lender fills in the rest when it claims the entry, which is free.

What they lend

Business acquisition loansCommercial real estate loansFranchise financingBusiness lines of creditTerm loans
From the lender's own site and public records.

A second look at Dogwood (a division of TowneBank)

Dogwood now operates as a division of TowneBank. Its small-business lending team offers SBA financing for acquisitions, expansion, franchises and property, alongside conventional business loans.

Bank lending division of TowneBank, not a standalone current bank charter. Its lending website identifies SBA Preferred Lender status.

Published by Levr, not by Dogwood (a division of TowneBank). This is a source-based profile and editorial assessment, not customer reviews or a promise of approval. Sources checked October 31, 2026.

Visit the official provider website →

Programs and published requirements

Compare the specific program and legal funding entity on your offer. Advertised limits and minimums do not guarantee eligibility or your price.

SBA 7(a)

Amount
Advertises loans up to $5 million.
Uses
Can combine commercial property, equipment and working capital; goodwill, franchise fees and closing costs can be included.
Structure
Bank describes amortizing financing without a balloon; exact maturity, rate and borrower contribution are quoted individually.

Provider sources: SBA 7(a)

SBA 504 and conventional credit

504
Fixed-asset financing for land, construction, improvements and long-lived machinery. For-profit businesses must meet program financial tests.
Amount clarification
Bank advertises 504 financing up to $8.5 million; clarify the combined bank/CDC project financing rather than interpreting this as the SBA debenture maximum.
Conventional options
Business credit lines link to checking accounts; term loans fund inventory, equipment or real estate.

Provider sources: SBA 504 · Conventional loans

When it may fit

Our assessment of the published programs

  • Compare for an acquisition involving goodwill, franchise costs and property that needs a coordinated SBA structure.

What to weigh carefully

  • Legacy Dogwood branding does not mean a separate bank from TowneBank.
  • No published universal credit score, revenue minimum or fee schedule was verified.

Questions before you accept an offer

  1. Which TowneBank entity and lending team will issue my agreement?
  2. What are the bank and CDC portions of a 504 proposal?
  3. What equity, collateral and personal guarantees apply?

Ask for written terms. Compare net cash received, total repayment, fees, payment timing and early-payoff costs for the same financing need.

Prepare your comparison

Use the same questions and figures for each offer you receive.

Alternatives to research

These are options for a related financing need, not a ranking or a claim of equivalent eligibility or pricing.

Live Oak Bank

Compare Live Oak acquisition and SBA lending.

Huntington Bank

Compare Huntington SBA financing for the same project.

The lender

Type
Bank
Legal name
TowneBank
Founded
Not yet provided Add it
Charter
Not yet provided Add it
Headquarters
Raleigh, North Carolina
Service area
Small-business lending website advertises national lending; confirm project eligibility.
Meets in person
Not yet provided Add it
Languages
Not yet provided Add it
Program approvals
SBA preferred lender, SBA 504
Also lends to consumers
Not yet provided Add it
Website
dsbnc.com
LinkedIn
Company page

Loan officers at this lender (1)

Each loan officer here has a profile of their own.

RC
Ryan ClaytonListedVice President, Business Development
Loan officer. Listed from public records. Details fill in when Ryan claims the profile.
Unclaimed
Raleigh, NC

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