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Business lenders in North Carolina

Banks, credit unions, SBA lenders and specialty lenders that make business loans in North Carolina. Verified lenders sort first. Last checked Nov 1, 2026.

lenders
14
loan officers
1
verified
0
SBA lenders
5
Lenders sort by standing, then by how recently they were checked. Placement is never for sale.How sorting works
First Bank logo
First BankListed
First Bank in the Carolinas offers operating lines, property and equipment finance, acquisition funding and SBA loans. Its SBA Preferred Lender team lists 7(a), Express and refinancing options.
BanksBusiness lines of creditEquipment financingUnclaimed
Southern Pines, NC
FC
First Carolina BankListed
First Carolina Bank serves operating and manufacturing companies in North Carolina, South Carolina, Georgia and Virginia with working-capital lines, capital-expenditure loans, buyout financing and property credit.
BanksTerm loansBusiness lines of creditUnclaimed
Rocky Mount, NC
TF
The Fidelity BankListed
The Fidelity Bank of North Carolina provides nationwide SBA 7(a)/504 and USDA Business & Industry financing for business acquisition, growth and fixed assets.
BanksSBA 7(a) loansSBA 504 loansUnclaimed
Fuquay Varina, NC
Transport Clearings East logo
Transport Clearings EastListed
Transport Clearings East is a member-owned freight factoring cooperative serving carriers, owner-operators, logistics firms and related businesses nationwide. It publishes no setup costs or monthly minimums and returns eligible profits through annual patronage dividends.
Factoring companiesInvoice factoringWorking capital loansUnclaimed
Charlotte, NC
BO
Bank of AmericaListed
Bank of America offers distinct unsecured term loans, unsecured revolving credit and a cash-secured credit-building line. Eligibility and fees differ by product.
BanksBusiness lines of creditTerm loansUnclaimed
Charlotte, NC
Carolina Small Business Development Fund logo
Carolina Small Business Development FundListed
Carolina Small Business Development Fund combines business loans and counseling, with a distinct Mecklenburg County microloan program.
Direct business lendersTerm loansStartup fundingUnclaimed
Raleigh, NC
Commercial Credit Group logo
Commercial Credit GroupListed
Commercial Credit Group finances equipment for industrial businesses and can also refinance equipment or release equity for working capital. Its underwriting emphasizes the operation and asset, with pricing and approval limits set through a tailored proposal.
Equipment lessorsEquipment financingWorking capital loansUnclaimed
Charlotte, NC
DA
Dogwood (a division of TowneBank)Listed
Dogwood now operates as a division of TowneBank. Its small-business lending team offers SBA financing for acquisitions, expansion, franchises and property, alongside conventional business loans.
BanksBusiness acquisition loansCommercial real estate loansUnclaimed
Raleigh, NC
EC
Encore Commercial Capital CorporationListed
ECC Capital Corp provides fast funding and flexible options for business loans and commercial real estate loans with competitive rates.
Commercial real estate lendersUnclaimed
Greensboro, NC
First Citizens Bank logo
First Citizens BankListed
First Citizens offers conventional business financing and distinct SBA 7(a), 504 and Express programs. Its Express product has a narrower amount and use-of-funds scope than the federal program maximum.
BanksAsset based lendingCommercial real estate loansUnclaimed
Raleigh, NC
HB
HomeTrust BankListed
HomeTrust Bank offers smaller business term loans, lines and vehicle or equipment loans, each with a published maximum of $100,000.
BanksEquipment financingBusiness lines of creditUnclaimed
Asheville, NC
LO
Live Oak BankListed
Live Oak Bank offers SBA-backed business financing, including a smaller Live Oak Express term-loan program. Program selection depends on use of funds, business history and underwriting.
BanksBusiness acquisition loansCommercial real estate loansUnclaimed
Wilmington, NC
Mountain BizWorks logo
Mountain BizWorksListed
Mountain BizWorks provides locally assessed startup and expansion loans in Western North Carolina, with a separate Catalyst program for early-stage entrepreneurs.
Direct business lendersTerm loansWorking capital loansUnclaimed
Asheville, NC
T
TruistListed
Truist offers a smaller unsecured Simple Business Loan, revolving credit and separate equipment financing. Startup borrowing caps and documentation rules differ from established-business offers.
BanksEquipment financingBusiness lines of creditUnclaimed
Charlotte, NC
RC
Ryan ClaytonListedVice President, Business Development
Lender
DADogwood (a division of TowneBank)
Loan officer. Listed from public records. Details fill in when Ryan claims the profile.
Business acquisition loansCommercial real estate loansUnclaimed
Raleigh, NC

How do I know a North Carolina lender is legitimate?

Look for a charter or license link, verified status, SBA or CDFI approval where it applies, and fees in writing. Every one of those links to its official source on the entry.

What does a lender look at first?

Cash flow, credit, collateral, time in business and how much of your own money is in the deal. Each lender's minimums show on its entry so you can check fit before you call.

How does a lender get on the register?

Entries start from public records: charters, program lists and business filings. Standing rises as the lender claims its entry, adds its loan officers and verifies its details.

What happens when I request contact?

Your request goes to the lender or loan officer you chose, in their Levr workspace, and to no one else. Most reply within two business days.