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Encore Funding

Listed
Factoring company for invoice factoring and working capital loansPepper Pike, OhioBased in Ohio; service area not yet provided
BBLL 000593Listed Oct 2026From public recordsLast checked Oct 31, 2026

About

Encore Funding specializes in staffing invoice purchases, with optional payroll and back-office administration. Onboarding and repeat invoice-funding times are materially different.

Factoring company. Buys or advances against business invoices.

This entry starts from public records. The lender fills in the rest when it claims the entry, which is free.

What they lend

General small businessstaffing
From the lender's own site and public records.

A second look at Encore Funding

Encore Funding specializes in staffing invoice purchases, with optional payroll and back-office administration. Onboarding and repeat invoice-funding times are materially different.

Encore describes a privately owned family business that purchases staffing receivables directly; funding-only and full-service arrangements are distinct.

Published by Levr, not by Encore Funding. This is a source-based profile and editorial assessment, not customer reviews or a promise of approval. Sources checked October 31, 2026.

Visit the official provider website →

Programs and published requirements

Compare the specific program and legal funding entity on your offer. Advertised limits and minimums do not guarantee eligibility or your price.

Staffing payroll factoring

Advance
Typical 80%–90% of invoice value; FAQ notes up to 100% in some full-service cases.
Setup
Most agencies onboard and receive an initial advance within two to three weeks; later invoices often same or next business day.
Eligibility
Completed services owed by creditworthy businesses, with clear terms and no significant past due status, disputes or offsets.
Remittance
Customers pay Encore’s lockbox; reserve released after collection less fee.

Provider sources: Payroll funding

Optional operational services

Choice
Back-office services are not required to obtain funding.
Full service
Can include invoicing, payroll processing, timekeeping, payroll taxes and software.
Startups
New staffing agencies can qualify without years of operating history, based on invoices and customer accounts.

Provider sources: Funding and service FAQ

When it may fit

Our assessment of the published programs

  • Useful for staffing founders comparing a finance-only arrangement with outsourced payroll operations.

What to weigh carefully

  • Funding grows with eligible invoices; “no cap” is not unconditional financing of every customer.
  • No universal fee, recourse definition or termination schedule is published. Verify interaction with existing bank liens.

Questions before you accept an offer

  1. What advance applies to funding-only versus full service?
  2. Which payroll administration services add cost?
  3. What repurchase, minimum-fee and cancellation provisions apply?

Ask for written terms. Compare net cash received, total repayment, fees, payment timing and early-payoff costs for the same financing need.

Prepare your comparison

Use the same questions and figures for each offer you receive.

Alternatives to research

These are options for a related financing need, not a ranking or a claim of equivalent eligibility or pricing.

Meritus Capital

Compare Meritus for staffing factoring and later ABL options.

American Funding Solutions

Compare AFS for selective invoices without long-term commitments.

Published specialist programs

Staffing factoring companies

Funding-only arrangements include invoice advances and collections; full-service options add payroll processing, taxes, invoicing and timekeeping.

Who it serves
Staffing agencies from startups through enterprise firms; completed client invoices, receivables aging and active client documentation are requested.
Our questions before you choose

Confirm the advance, reserve, full fee schedule, invoice commitments and contract exit terms in writing.

Checked October 31, 2026. Provider FAQ

Other providers to compare

These providers publish information for at least one of the same financing needs. They are comparison options, not a ranked recommendation or evidence that you qualify.

The lender

Type
Factoring company
Legal name
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Founded
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Charter
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Headquarters
Pepper Pike, Ohio
Service area
Based in Ohio; service area not yet provided
Meets in person
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Languages
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Program approvals
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Also lends to consumers
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LinkedIn
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Loan officers at this lender

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