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Express Freight Finance

Listed
Factoring company for invoice factoring and working capital loansBountiful, UtahBased in Utah; service area not yet provided
BBLL 000672Listed Oct 2026From public recordsLast checked Oct 31, 2026
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About

Express Freight Finance factors carrier and freight-broker invoices and provides integrated payment tools. Its non-recourse coverage is expressly tied to customer insolvency or bankruptcy.

Factoring company. Buys or advances against business invoices.

This entry starts from public records. The lender fills in the rest when it claims the entry, which is free.

What they lend

Invoice factoringWorking capital loansEquipment financing
General small business
From the lender's own site and public records.

A second look at Express Freight Finance

Express Freight Finance factors carrier and freight-broker invoices and provides integrated payment tools. Its non-recourse coverage is expressly tied to customer insolvency or bankruptcy.

Express Freight Finance provides freight receivables funding directly; ancillary insurance and other services should be distinguished from the factoring agreement.

Published by Levr, not by Express Freight Finance. This is a source-based profile and editorial assessment, not customer reviews or a promise of approval. Sources checked October 31, 2026.

Visit the official provider website →

Programs and published requirements

Compare the specific program and legal funding entity on your offer. Advertised limits and minimums do not guarantee eligibility or your price.

Carrier factoring

Eligibility
Loads must be under the carrier’s own motor carrier number; leased-on carriers do not qualify for those loads.
Selection
FAQ allows customers to be selected for factoring, without a full-account requirement or minimums.
Non-recourse option
Covers customer inability to pay due to insolvency or bankruptcy; other disputes and exclusions require confirmation.
Application
Driver identification and insurance certificate are requested; approval and completed documentation precede funding.

Provider sources: Program FAQ

DropPay

Submission
Invoices and load documents can be submitted through the app or portal.
Timing
Provider advertises payments after approval or delivery, including nights, weekends and holidays.
Payment charges
Zero transaction fees are advertised for DropPay; this is distinct from the factoring fee.

Provider sources: Carrier funding and DropPay · Payment services

When it may fit

Our assessment of the published programs

  • Relevant for carriers prioritizing after-hours access to approved invoice proceeds.

What to weigh carefully

  • No numerical standard factoring rate is published here. A non-recourse label does not cover every dispute or deduction.

Questions before you accept an offer

  1. Which customer failures qualify for protection, and what reserve is held?
  2. What notice, renewal and termination provisions apply to my quoted program?

Ask for written terms. Compare net cash received, total repayment, fees, payment timing and early-payoff costs for the same financing need.

Prepare your comparison

Use the same questions and figures for each offer you receive.

Alternatives to research

These are options for a related financing need, not a ranking or a claim of equivalent eligibility or pricing.

OperFi

Compare OperFi for carrier factoring and operational support.

Tetra Capital

Compare Tetra for trucking factoring terms.

The lender

Type
Factoring company
Legal name
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Founded
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Charter
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Headquarters
Bountiful, Utah
Service area
Based in Utah; service area not yet provided
Meets in person
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Languages
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Program approvals
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Also lends to consumers
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Website
expressfreightfinance.com
LinkedIn
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Loan officers at this lender

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