Skip to content
Best Business Loan Lenders shieldBest Business Loan Lenders
Powered byLevrGet help choosing
FB

First Bank & Trust

Listed
Bank for asset based lending and commercial real estate loansBrookings, South DakotaBased in South Dakota; service area not yet provided
BBLL 000910Listed Oct 2026From public recordsLast checked Oct 31, 2026
Request contactIs this your lender? Claim it

About

First Bank & Trust provides equipment and property loans, construction credit and operating lines tailored to business cash flow.

Bank. Lends to businesses from its own deposits.

This entry starts from public records. The lender fills in the rest when it claims the entry, which is free.

What they lend

Asset based lendingCommercial real estate loansEquipment financingBusiness lines of creditWorking capital loans
From the lender's own site and public records.

A second look at First Bank & Trust

First Bank & Trust provides equipment and property loans, construction credit and operating lines tailored to business cash flow.

Direct bank lender.

Published by Levr, not by First Bank & Trust. This is a source-based profile and editorial assessment, not customer reviews or a promise of approval. Sources checked October 31, 2026.

Visit the official provider website →

Programs and published requirements

Compare the specific program and legal funding entity on your offer. Advertised limits and minimums do not guarantee eligibility or your price.

Business loans

Construction
Draw schedules and construction lines can include permanent-financing options after completion.
Real estate
Purchase or refinance with fixed or variable rates and amortization aligned to cash flow.
Credit lines
Offers advances when needed or sweeps to a deposit account.

Provider sources: Business loans

Growth financing review

Additional debt
Banker reviews cash flow and the business’s ability to absorb additional debt; an existing loan need not be paid off first.

Provider sources: Growth financing review

When it may fit

Our assessment of the published programs

  • Businesses planning equipment purchases or a property project that needs construction-to-permanent financing.

What to weigh carefully

  • The reviewed pages do not publish universal loan limits or pricing.

Questions before you accept an offer

  1. What conditions must be met for construction financing to convert to permanent debt?

Ask for written terms. Compare net cash received, total repayment, fees, payment timing and early-payoff costs for the same financing need.

Prepare your comparison

Use the same questions and figures for each offer you receive.

Alternatives to research

These are options for a related financing need, not a ranking or a claim of equivalent eligibility or pricing.

Wells Fargo

Compare Wells Fargo for U.S. business lending.

Live Oak Bank

Compare Live Oak Bank for U.S. business lending.

The lender

Type
Bank
Legal name
First Bank & Trust
Founded
1925
Charter
Not yet provided Add it
Headquarters
Brookings, South Dakota
Service area
Based in South Dakota; service area not yet provided
Meets in person
Not yet provided Add it
Languages
Not yet provided Add it
Program approvals
Not yet provided Add it
Also lends to consumers
Not yet provided Add it
Website
bankeasy.com
LinkedIn
Company page

Loan officers at this lender

No loan officers listed yet. Work here? Claim your profile.

More lenders in South Dakota

All of South Dakota
Akiptan logo
AkiptanListed
Akiptan finances Native agriculture and food-system operations across Indian Country. Its structures include ordinary term loans and an interest-only period intended to support early capacity growth.
CDFIs and community lendersTerm loansWorking capital loansUnclaimed
Eagle Butte, SD
AB
American Bank & TrustListed
American Bank & Trust offers local business term loans, revolving credit, real estate and equipment financing through its South Dakota business lending team.
BanksTerm loansBusiness lines of creditUnclaimed
Sioux Falls, SD
CN
Citibank, National AssociationListed
Citi provides small-business installment loans, revolving credit, practice financing and commercial mortgages. A primary operating-account relationship is part of the published lending requirements.
BanksCommercial real estate loansEquipment financingUnclaimed
Sioux Falls, SD
DB
Dacotah BankListed
Dacotah Bank offers term loans for inventory, equipment and commercial property, revolving business lines with annual renewal, and SBA 7(a), Express and 504 financing.
BanksTerm loansBusiness lines of creditUnclaimed
Aberdeen, SD
Powered byLevrStanding rises on evidence, never on payment.