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Flagstar Bank

Listed
Bank for asset based lending and business lines of creditHicksville, New YorkBased in New York; service area not yet provided
BBLL 000751Listed Oct 2026From public recordsLast checked Oct 31, 2026
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About

Flagstar’s small-business line of credit is a secured, interest-only facility for established profitable businesses. Corporate asset-based lending is a separate product discussion.

Bank. Lends to businesses from its own deposits.

This entry starts from public records. The lender fills in the rest when it claims the entry, which is free.

What they lend

Asset based lendingBusiness lines of creditWorking capital loans
From the lender's own site and public records.

A second look at Flagstar Bank

Flagstar’s small-business line of credit is a secured, interest-only facility for established profitable businesses. Corporate asset-based lending is a separate product discussion.

Direct bank lender; the reviewed pages describe Flagstar Bank products.

Published by Levr, not by Flagstar Bank. This is a source-based profile and editorial assessment, not customer reviews or a promise of approval. Sources checked October 31, 2026.

Visit the official provider website →

Programs and published requirements

Compare the specific program and legal funding entity on your offer. Advertised limits and minimums do not guarantee eligibility or your price.

Business Line of Credit

Amount and price
Starts at $10,000 with a floating rate. Monthly payments cover interest; the product has no scheduled amortization.
Eligibility
At least three years established, satisfactory personal and business credit, profitability and cash flow sufficient for existing and new obligations.
Security
Collateral required; examples include receivables, inventory, equipment, property, securities, cash and CDs.
Accounts and fees
Auto-debit from Flagstar checking required. Application, origination, annual and out-of-pocket costs may apply. Secured-line online access is described as view-only.

Provider sources: Small-business line of credit

Corporate Asset-Based Lending

Structure
Revolving credit can be supported by eligible receivables and inventory; term loans may use equipment, machinery or property.
Quote required
Advance rates, examinations and reporting requirements must be established for the individual facility.

Provider sources: Corporate ABL

When it may fit

Our assessment of the published programs

  • Compare for a profitable business with at least three years operating and assets available to secure cash-flow borrowing.

What to weigh carefully

  • Interest-only payments do not remove the obligation to repay principal when due.
  • No numerical credit cutoff or universal rate margin was published.
  • The small-business three-year rule should not automatically be applied to corporate ABL.

Questions before you accept an offer

  1. How and when must principal be repaid?
  2. What collateral valuations and borrowing-base reports are required?
  3. How can I draw funds if online access is view-only?

Ask for written terms. Compare net cash received, total repayment, fees, payment timing and early-payoff costs for the same financing need.

Prepare your comparison

Use the same questions and figures for each offer you receive.

Alternatives to research

These are options for a related financing need, not a ranking or a claim of equivalent eligibility or pricing.

M&T Bank

Compare M&T Business Access and FlexLine facilities.

UMB Bank, National Association

Compare UMB conventional lines and guarantor requirements.

The lender

Type
Bank
Legal name
Flagstar Bank, National Association
Founded
1987
Charter
Not yet provided Add it
Headquarters
Hicksville, New York
Service area
Based in New York; service area not yet provided
Meets in person
Not yet provided Add it
Languages
Not yet provided Add it
Program approvals
Not yet provided Add it
Also lends to consumers
Not yet provided Add it
Website
flagstar.com
LinkedIn
Not yet provided Add it

Loan officers at this lender

No loan officers listed yet. Work here? Claim your profile.

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