SBA 504 fixed assets and refinance
- Uses
- Purchase land, buildings and long-life machinery, build or renovate business premises, and finance eligible project soft costs.
- Structure
- The CDC portion offers long-term fixed-rate financing with 10-, 20- or 25-year terms; borrower equity can start at 10% for eligible projects.
- Refinance
- Qualifying commercial property or existing 504 debt can be refinanced; cash out for eligible business expenses is subject to programme rules.
Provider sources: FBDC official programme overview · FBDC official refinancing programme



