Skip to content
Georgia Certified Development Corporation logo

Georgia Certified Development Corporation

Listed
Direct business lender for sBA 504 loans and commercial real estate loansAtlanta, GeorgiaBased in Georgia; service area not yet provided
BBLL 000405Listed Nov 2026From public recordsLast checked Nov 1, 2026

About

Georgia Certified Development Corporation provides SBA 504 financing alongside private lenders for business property, construction and long-lived equipment.

Direct business lender. Directly funds business financing; products and terms depend on the lender.

This entry starts from public records. The lender fills in the rest when it claims the entry, which is free.

What they lend

General small business
From the lender's own site and public records.

A second look at Georgia Certified Development Corporation

Georgia Certified Development Corporation provides SBA 504 financing alongside private lenders for business property, construction and long-lived equipment.

Certified Development Corporation administering the SBA 504 portion with a participating lender.

Published by Levr, not by Georgia Certified Development Corporation. This is a source-based profile and editorial assessment, not customer reviews or a promise of approval. Sources checked November 1, 2026.

Visit the official provider website →

Programs and published requirements

Compare the specific program and legal funding entity on your offer. Advertised limits and minimums do not guarantee eligibility or your price.

SBA 504

Uses
Property acquisition, construction, modernization, eligible refinancing and long-term machinery or equipment.
Structure
GCDC publishes a typical 40% CDC, 50% private-lender and 10% borrower structure.
Equity exceptions
The site lists 15% equity for a startup or special-purpose property and 20% when both apply.

Provider sources: SBA 504 official source · SBA 504 official source

When it may fit

Our assessment of the published programs

  • Georgia businesses planning eligible fixed-asset acquisitions or improvements.

What to weigh carefully

  • The site’s older $15 million/$5 million size-test figures should not be treated as current SBA limits; confirm current SBA eligibility.
  • 504 financing is tied to eligible assets and occupancy requirements.

Questions before you accept an offer

  1. What current SBA size, occupancy and equity requirements apply?
  2. Which bank will provide the first-lien portion?

Ask for written terms. Compare net cash received, total repayment, fees, payment timing and early-payoff costs for the same financing need.

Prepare your comparison

Use the same questions and figures for each offer you receive.

Alternatives to research

These are options for a related financing need, not a ranking or a claim of equivalent eligibility or pricing.

Regions Bank

Regions provides commercial and SBA financing in Georgia.

Truist

Truist offers another Southeast commercial and SBA bank route.

The lender

Type
Direct business lender
Legal name
Not yet provided Add it
Founded
1981
Charter
Not yet provided Add it
Headquarters
Atlanta, Georgia
Service area
Based in Georgia; service area not yet provided
Meets in person
Not yet provided Add it
Languages
Not yet provided Add it
Program approvals
SBA 504
Also lends to consumers
Not yet provided Add it
Website
gacdc.com
LinkedIn
Not yet provided Add it

Loan officers at this lender

No loan officers listed yet. Work here? Claim your profile.

More lenders in Georgia

All of Georgia
Access to Capital for Entrepreneurs logo
ACE provides Georgia businesses with microloans and larger commercial loans, alongside business advice. Its current standard programs require two years of operations.
Direct business lendersTerm loansWorking capital loansUnclaimed
Cleveland, GA
AC
Action Capital Corporation provides receivables-based working capital and ledgered lines, including specialized government-contract receivable and earned-but-unbilled finance.
Direct business lendersInvoice factoringAsset based lendingUnclaimed
Atlanta, GA
AB
Ameris Bank offers revolving business credit alongside short-term loans through Ameris Bank Equipment Finance. Compare the two channels because repayment schedules and published eligibility differ.
BanksBusiness lines of creditTerm loansUnclaimed
Atlanta, GA
Bankers Factoring logo
Bankers Factoring provides direct non-recourse invoice factoring and purchase-order funding. Its credit protection has defined limits and does not excuse delivery or performance disputes.
Factoring companiesInvoice factoringWorking capital loansUnclaimed
Dalton, GA
Powered byLevrStanding rises on evidence, never on payment.