In Advance Capital

Listed

Online lender for revenue based financing and working capital loansNew York, New YorkBased in New York; service area not yet provided

BBLL 000121Listed Nov 2026From public recordsLast checked Nov 1, 2026

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About

In Advance Capital directly purchases future business receivables through card-split or bank-deposit based programmes.

Online lender. Takes applications and makes credit decisions online.

This entry starts from public records. The lender fills in the rest when it claims the entry, which is free.

What they lend

Revenue based financing Working capital loans

From the lender's own site and public records.

A second look at In Advance Capital

In Advance Capital directly purchases future business receivables through card-split or bank-deposit based programmes.

In Advance Capital describes a direct funding business; its MCA and revenue-based products are receivables purchases rather than loans.

Published by Levr, not by In Advance Capital. This is a source-based profile and editorial assessment, not customer reviews or a promise of approval. Sources checked November 1, 2026.

Visit the official provider website →

Programs and published requirements

Compare the specific program and legal funding entity on your offer. Advertised limits and minimums do not guarantee eligibility or your price.

Revenue-based working capital

Structures: The bank-only ACH programme uses business deposits with daily or weekly installments; card-split funding collects an agreed share of card sales.
Minimums: The disclosed baseline is at least 12 months in business and $15,000 in average monthly gross sales.
Application: The initial package is a one-page application and four months of business bank statements.

Provider sources: Revenue-based working capital official source · Revenue-based working capital official source

When it may fit

Our assessment of the published programs

Operating US businesses comparing future-sales funding for inventory, growth and operating needs.

What to weigh carefully

Products are not available in every state.
The site describes both fixed ACH installments and revenue-linked payments; confirm the actual reconciliation process, fees and obligations in the agreement.

Questions before you accept an offer

Which programme fits the proposed use and business location?
What collateral, guarantees, repayment schedule and total cost would apply?

Ask for written terms. Compare net cash received, total repayment, fees, payment timing and early-payoff costs for the same financing need.

Prepare your comparison

Use the same questions and figures for each offer you receive.

How to compare business loan offers

Alternatives to research

These are options for a related financing need, not a ranking or a claim of equivalent eligibility or pricing.

FundKite

FundKite offers US revenue-based capital; compare purchase, remittance and reconciliation terms.

Fora Financial

Fora Financial offers US business capital; compare the exact contract, payment frequency and cost.

The lender

Type: Online lender
Legal name: Not yet provided Add it
Founded: Not yet provided Add it
Charter: Not yet provided Add it
Headquarters: New York, New York
Service area: Based in New York; service area not yet provided
Meets in person: Not yet provided Add it
Languages: Not yet provided Add it
Program approvals: Not yet provided Add it
Also lends to consumers: Not yet provided Add it
Website: inadvancecap.com
LinkedIn: Company page

Loan officers at this lender

No loan officers listed yet. Work here? Claim your profile.

Not sure which lender to choose?

You do not have to choose on your own. Sign up through BusinessLoanBroker.ai, tell us what your business needs, and get help with your financing options and next steps.

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Request contact

Tell us what your business needs. Our team reviews your request before arranging the next step.

Charter and approvals

None on file yet.

Location

Based in New York; service area not yet provided.

Sources: Revenue-based working capital official source (Nov 1, 2026), Revenue-based working capital official source (Nov 1, 2026).

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