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Lake City Bank

Listed
Bank for business lines of credit and term loansWarsaw, IndianaPrimarily Northern and Central Indiana. SwiftLend also describes a 120-mile radius from a Lake City branch; confirm the applicable program boundary.
BBLL 000834Listed Oct 2026From public recordsLast checked Oct 31, 2026
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About

Lake City Bank’s SwiftLend publishes specific limits, operating-history and guarantor-credit requirements for smaller vehicle, equipment and revolving facilities. Other commercial loans use a separate tailored process.

Bank. Lends to businesses from its own deposits.

This entry starts from public records. The lender fills in the rest when it claims the entry, which is free.

What they lend

Business lines of creditTerm loansEquipment financingWorking capital loans
From the lender's own site and public records.

A second look at Lake City Bank

Lake City Bank’s SwiftLend publishes specific limits, operating-history and guarantor-credit requirements for smaller vehicle, equipment and revolving facilities. Other commercial loans use a separate tailored process.

Direct bank lender. SwiftLend is a Lake City Bank product, not a separate lender.

Published by Levr, not by Lake City Bank. This is a source-based profile and editorial assessment, not customer reviews or a promise of approval. Sources checked October 31, 2026.

Visit the official provider website →

Programs and published requirements

Compare the specific program and legal funding entity on your offer. Advertised limits and minimums do not guarantee eligibility or your price.

SwiftLend

Equipment and vehicle loan
Up to $100,000, with a term up to sixty months; collateral insurance is required.
Revolving credit
Up to $50,000 with a term up to twenty-four months.
Eligibility
Over two years operating and guarantor credit score above 720. Owners with at least 20% must guarantee.
Relationship
SurePay automatic payments from a Lake City deposit account are required.
Application
Prepare the latest fiscal-year balance sheet and income statement, ownership information and identification.

Provider sources: SwiftLend terms and footnotes

Conventional business lending

Other needs
Term loans can finance fixed assets, aircraft, business purchases or permanent working capital. Floor-plan financing supports dealer inventory.
Structure
Revolving lines address seasonal cash needs; real-estate offerings include construction and permanent financing.

Provider sources: Business loan options

When it may fit

Our assessment of the published programs

  • An established Indiana-area business comparing a smaller online application with a larger banker-led facility.

What to weigh carefully

  • SwiftLend thresholds should not be treated as requirements for every commercial product.
  • Public pages do not establish an all-in rate or complete fee schedule.

Questions before you accept an offer

  1. Does my business location fall inside the eligible market?
  2. Which owners must guarantee and what insurance endorsement is needed?
  3. What fees or renewal conditions apply after the advertised term?

Ask for written terms. Compare net cash received, total repayment, fees, payment timing and early-payoff costs for the same financing need.

Prepare your comparison

Use the same questions and figures for each offer you receive.

Alternatives to research

These are options for a related financing need, not a ranking or a claim of equivalent eligibility or pricing.

Huntington Bank

Compare Huntington for equipment or working-capital credit.

First Citizens Bank

Compare First Citizens equipment financing, subject to its program coverage.

The lender

Type
Bank
Legal name
Lake City Bank
Founded
1872
Charter
Not yet provided Add it
Headquarters
Warsaw, Indiana
Service area
Primarily Northern and Central Indiana. SwiftLend also describes a 120-mile radius from a Lake City branch; confirm the applicable program boundary.
Meets in person
Not yet provided Add it
Languages
Not yet provided Add it
Program approvals
Not yet provided Add it
Also lends to consumers
Not yet provided Add it
Website
lakecitybank.com
LinkedIn
Company page

Loan officers at this lender

No loan officers listed yet. Work here? Claim your profile.

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