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LiftFund

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CDFI for working capital loans and equipment financingSan Antonio, TexasSmall-business products are marketed nationwide, but SBA Community Advantage is limited to 15 listed states. Confirm your program before applying.
BBLL 000136Listed Oct 2026From public recordsLast checked Oct 31, 2026
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About

LiftFund provides small-business financing, including startup-eligible loans and separate SBA programs. The relevant program determines the service area, underwriting and collateral requirements.

CDFI. Mission driven lender serving businesses banks often overlook.

This entry starts from public records. The lender fills in the rest when it claims the entry, which is free.

What they lend

Working capital loansEquipment financingCommercial real estate loansStartup fundingSBA 7(a) loansTerm loans
General small business
From the lender's own site and public records.

A second look at LiftFund

LiftFund provides small-business financing, including startup-eligible loans and separate SBA programs. The relevant program determines the service area, underwriting and collateral requirements.

LiftFund Inc. is a nonprofit lender. Its 504 offering links to LiftFund CDC; confirm which entity and other participating lender will handle each portion.

Published by Levr, not by LiftFund. This is a source-based profile and editorial assessment, not customer reviews or a promise of approval. Sources checked October 31, 2026.

Visit the official provider website →

Programs and published requirements

Compare the specific program and legal funding entity on your offer. Advertised limits and minimums do not guarantee eligibility or your price.

Application readiness

Minimum profile
Over age 21, with six months of positive credit history; startups in eligible industries are welcomed.
Documentation
Household and business budgets, identification, and typically three recent months of personal or business bank statements. Tax returns may also be requested.
Collateral
The readiness checklist requires collateral, typically business assets and financed items; other assets may be considered.

Provider sources: Application checklist

SBA and general business financing

Community Advantage coverage
Alabama, Arkansas, California, Florida, Georgia, Kentucky, Louisiana, Mississippi, Missouri, New Mexico, New York, Oklahoma, South Carolina, Tennessee and Texas.
Community Advantage terms
Seven to ten years advertised, or twenty-five years for real estate. Confirm the current rate and program-specific payoff terms.
504 purpose
Fixed assets such as property, construction and machinery; qualifying debt refinancing is also described.
General loans
Uses include equipment, inventory, vehicles, leasehold improvements and working capital.

Provider sources: Program menu and geographic limits

When it may fit

Our assessment of the published programs

  • A startup or established business that wants to compare mission-focused financing with conventional bank options.

What to weigh carefully

  • The general readiness checklist does not replace underwriting for a specific SBA program.
  • A nationwide statement does not make every program available in every state.

Questions before you accept an offer

  1. Which product is available in my state?
  2. What assets and personal guarantees would secure the loan?
  3. What total fees, APR and prepayment charges apply?
  4. For a 504 project, who provides each financing portion?

Ask for written terms. Compare net cash received, total repayment, fees, payment timing and early-payoff costs for the same financing need.

Prepare your comparison

Use the same questions and figures for each offer you receive.

Alternatives to research

These are options for a related financing need, not a ranking or a claim of equivalent eligibility or pricing.

DreamSpring

Compare DreamSpring’s startup eligibility, fees and state coverage.

Accion Opportunity Fund

Compare AOF if the business meets its operating-history and revenue requirements.

The lender

Type
CDFI
Legal name
LiftFund Inc.
Founded
1994
Charter
Not yet provided Add it
Headquarters
San Antonio, Texas
Service area
Small-business products are marketed nationwide, but SBA Community Advantage is limited to 15 listed states. Confirm your program before applying.
Meets in person
Not yet provided Add it
Languages
Not yet provided Add it
Program approvals
SBA 504
Also lends to consumers
Not yet provided Add it
Website
liftfund.com
LinkedIn
Company page

Loan officers at this lender

No loan officers listed yet. Work here? Claim your profile.

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