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NFS Capital

Listed
Equipment lessor for equipment financing and asset based lendingBeverly, MassachusettsServes businesses in the United States and Canada; availability depends on the program and underwriting.
BBLL 000158Listed Oct 2026From public recordsLast checked Oct 31, 2026

About

NFS Capital offers equipment leases and asset-backed financing for emerging, established and turnaround businesses in the U.S. and Canada. Current pages advertise transactions starting at $150,000 and reaching $20 million or more, while a program page retains a lower upper figure.

Equipment lessor. Leases or lends against vehicles, machinery and other equipment.

This entry starts from public records. The lender fills in the rest when it claims the entry, which is free.

What they lend

General small business
From the lender's own site and public records.

A second look at NFS Capital

NFS Capital offers equipment leases and asset-backed financing for emerging, established and turnaround businesses in the U.S. and Canada. Current pages advertise transactions starting at $150,000 and reaching $20 million or more, while a program page retains a lower upper figure.

NFS Capital, LLC is an independent equipment finance company, formerly presented through nfsleasing.com. Its program FAQ says it uses its own balance sheet capital; California transactions carry a made-or-arranged license disclosure.

Published by Levr, not by NFS Capital. This is a source-based profile and editorial assessment, not customer reviews or a promise of approval. Sources checked October 31, 2026.

Visit the official provider website →

Programs and published requirements

Compare the specific program and legal funding entity on your offer. Advertised limits and minimums do not guarantee eligibility or your price.

Equipment leases and loans

Current amount description
Homepage and contact page advertise $150,000–$20 million or more, including large complex transactions.
Borrowers and markets
Emerging, growth-stage and established businesses across the U.S. and Canada; construction, healthcare, manufacturing, technology, robotics and life sciences are named.
Application route
Direct business inquiries, vendors, brokers and referral partners are supported.

Provider sources: Current company overview · Current financing request and amounts

Structures, eligibility and restrictions

Published program terms
Capital-equipment page lists 12–84 months depending on asset class, with step, quarterly and annual payment options.
Amount discrepancy
The same page still lists $150,000–$15 million. Confirm the applicable program ceiling rather than assuming every request qualifies for the newer $20 million-plus description.
Structures
FMV leases, $1-buyout leases, sale-leasebacks and asset-secured working-capital loans. Up to 100% of equipment and soft costs may be financed.
Credit approach
The FAQ considers startups, pre-revenue, distressed and turnaround businesses; no hard numeric approval rule is published.
Exclusions
The program page excludes weapons, adult entertainment, marine, aircraft and U.S. cannabis; Canadian cannabis may be considered.
Costs and payoff
No universal numeric rate, full fee schedule or early-payoff formula was verified.

Provider sources: Capital equipment program and credit FAQ

When it may fit

Our assessment of the published programs

  • Useful to compare when a substantial equipment purchase does not fit standard bank credit requirements.
  • Sale-leaseback or asset-backed structures may suit a company with equipment equity but limited cash.

What to weigh carefully

  • The current website contains inconsistent upper transaction figures; obtain a program-specific quote.
  • Asset-backed working capital requires collateral and is not an unsecured line of credit.
  • Case-by-case underwriting does not mean guaranteed approval.

Questions before you accept an offer

  1. Which upper limit and term apply to this equipment and credit profile?
  2. What equity, guarantees, liens and financial records are required?
  3. What residual or purchase payment applies to the lease?
  4. What are all fees and the exact early-termination or payoff amount?

Ask for written terms. Compare net cash received, total repayment, fees, payment timing and early-payoff costs for the same financing need.

Prepare your comparison

Use the same questions and figures for each offer you receive.

Alternatives to research

These are options for a related financing need, not a ranking or a claim of equivalent eligibility or pricing.

AvTech Capital

Compare Avtech for larger equipment transactions and structured financing.

North Mill Equipment Finance

Compare North Mill for equipment finance and different published qualification parameters.

Commercial Credit Group

Compare Commercial Credit Group for industrial equipment and equipment-equity financing.

The lender

Type
Equipment lessor
Legal name
NFS Capital, LLC
Founded
2006
Charter
Not yet provided Add it
Headquarters
Beverly, Massachusetts
Service area
Serves businesses in the United States and Canada; availability depends on the program and underwriting.
Meets in person
Not yet provided Add it
Languages
Not yet provided Add it
Program approvals
Not yet provided Add it
Also lends to consumers
Not yet provided Add it
LinkedIn
Company page

Loan officers at this lender

No loan officers listed yet. Work here? Claim your profile.

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