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OTR Solutions

Listed
Factoring company for invoice factoring and working capital loansRoswell, GeorgiaBased in Georgia; service area not yet provided
BBLL 000406Listed Oct 2026From public recordsLast checked Oct 31, 2026
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About

OTR Solutions provides freight factoring with recourse and non-recourse options. Its True Non-Recourse program covers qualifying broker nonpayment, while eligibility, disputes and release requirements remain agreement-specific.

Factoring company. Buys or advances against business invoices.

This entry starts from public records. The lender fills in the rest when it claims the entry, which is free.

What they lend

Invoice factoringWorking capital loans
Trucking and logisticstrucking
From the lender's own site and public records.

A second look at OTR Solutions

OTR Solutions provides freight factoring with recourse and non-recourse options. Its True Non-Recourse program covers qualifying broker nonpayment, while eligibility, disputes and release requirements remain agreement-specific.

OTR Capital, LLC doing business as OTR Solutions is named in its website terms. Confirm the factoring purchaser in the agreement. OTR is not a bank; Thread Bank provides separate banking services.

Published by Levr, not by OTR Solutions. This is a source-based profile and editorial assessment, not customer reviews or a promise of approval. Sources checked October 31, 2026.

Visit the official provider website →

Programs and published requirements

Compare the specific program and legal funding entity on your offer. Advertised limits and minimums do not guarantee eligibility or your price.

Freight factoring

Program options
Both recourse and non-recourse are offered. True Non-Recourse covers qualifying broker nonpayment, including qualifying cases where the broker remains in business.
Pricing
Business-specific rates depend on volume and selected program. General freight-industry rate ranges in educational material are not an OTR offer.
Selection
No monthly volume minimums; choose brokers to factor. After starting with a broker, further invoices for that broker must be factored until release.
Eligibility
Business information and required documents are reviewed. FAQ says no credit check is required to get started with freight factoring; approval is still required.
Funding
Same-day and Truly Instant Funding options apply to approved invoices and eligible carriers. Confirm your payout method and fee schedule.
Collections
OTR invoices the broker and collects payment. Disputes and chargebacks depend on the program and circumstances.
Contract
Agreement length and requirements vary by program. Stopping requires compliance with termination provisions and settlement of outstanding invoices or balances.
Advance and reserves
Request the invoice-specific net advance and any holdback; no universal advance percentage or reserve policy is established here.

Provider sources: Program and coverage · Eligibility, selection and contract FAQ · Pricing factors and fee schedule · Entity and bank distinction

When it may fit

Our assessment of the published programs

  • A carrier comparing customer credit protection with the cost of a recourse program.
  • A carrier wanting to fund selected brokers while accepting the ongoing invoice-assignment requirement.

What to weigh carefully

  • Qualifying broker nonpayment is narrower than protection against every disputed invoice.
  • A general industry fee range is not a published OTR rate quote.
  • Website subscription terms do not replace the separate factoring contract.

Questions before you accept an offer

  1. Which brokers and nonpayment events qualify for True Non-Recourse protection?
  2. What happens if the broker disputes performance, documentation or the invoice amount?
  3. What percentage is advanced and what can be withheld or offset?
  4. What are all factoring, transfer, advance and termination fees?
  5. How do I obtain release for a particular broker or end the agreement?
  6. What customer notices, liens and guarantees apply?

Ask for written terms. Compare net cash received, total repayment, fees, payment timing and early-payoff costs for the same financing need.

Prepare your comparison

Use the same questions and figures for each offer you receive.

Alternatives to research

These are options for a related financing need, not a ranking or a claim of equivalent eligibility or pricing.

Apex Capital

Apex offers recourse and non-recourse freight factoring and publishes no monthly or cancellation fees; compare coverage and customer-level invoice assignment.

Published specialist programs

Trucking factoring companies

A documented option for new authorities seeking no monthly volume minimum, with an important customer-level invoice commitment.

Who it serves
Works with owner-operators, new authorities and established fleets. Application documentation includes insurance, ownership documents and operating authority. No credit check is required to begin; business information and documents are reviewed for eligibility.
Published terms
Both recourse and non-recourse options. True Non-Recourse covers qualifying broker non-payment, including qualifying cases where the broker remains in business; it is not an unconditional guarantee against every dispute or non-payment. Monthly volume: No monthly volume minimums Carriers choose which brokers to factor. Once factoring a broker, subsequent invoices from that broker must also be factored until a release is provided.
Our questions before you choose

Confirm advance rates, reserves, transfer fees and the events covered by any non-recourse option in your agreement.

Checked October 31, 2026. Provider FAQ

Other providers to compare

These providers publish information for at least one of the same financing needs. They are comparison options, not a ranked recommendation or evidence that you qualify.

Apex Capital

Compare trucking factoring companies →

eCapital

Compare trucking factoring companies →

Porter Freight Funding

Compare trucking factoring companies →

Riviera Finance

Compare trucking factoring companies →

RTS Financial

Compare trucking factoring companies →

The lender

Type
Factoring company
Legal name
OTR Capital, LLC
Founded
2011
Charter
Not yet provided Add it
Headquarters
Roswell, Georgia
Service area
Based in Georgia; service area not yet provided
Meets in person
Not yet provided Add it
Languages
Not yet provided Add it
Program approvals
Not yet provided Add it
Also lends to consumers
Not yet provided Add it
Website
otrsolutions.com
LinkedIn
Not yet provided Add it

Loan officers at this lender

No loan officers listed yet. Work here? Claim your profile.

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