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Paradigm Equipment Finance

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Equipment lessor for equipment financing and asset based lendingLayton, UtahUnited States.
BBLL 000674Listed Oct 2026From public recordsLast checked Oct 31, 2026
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About

Paradigm lends against equipment for businesses outside conventional credit criteria. Its published guidelines tie underwriting to collateral, deposits and debt-service capacity.

Equipment lessor. Leases or lends against vehicles, machinery and other equipment.

This entry starts from public records. The lender fills in the rest when it claims the entry, which is free.

What they lend

Equipment financingAsset based lending
General small business
From the lender's own site and public records.

A second look at Paradigm Equipment Finance

Paradigm lends against equipment for businesses outside conventional credit criteria. Its published guidelines tie underwriting to collateral, deposits and debt-service capacity.

Paradigm identifies itself as a nationwide direct, collateral-based equipment lender, working with borrowers, vendors and brokers.

Published by Levr, not by Paradigm Equipment Finance. This is a source-based profile and editorial assessment, not customer reviews or a promise of approval. Sources checked October 31, 2026.

Visit the official provider website →

Programs and published requirements

Compare the specific program and legal funding entity on your offer. Advertised limits and minimums do not guarantee eligibility or your price.

Collateral-based equipment financing

Documentation
Application, credit authorization, at least three months of bank statements, collateral list and purchase invoice; above $150,000 also corporate/personal financial statements and tax returns.
Asset floor
Each item generally must exceed $10,000 valuation; exceptions may involve a blanket UCC lien.
Preferred assets
Heavy construction, titled trucks/trailers, industrial, manufacturing, medical, surface mining and agriculture.
Restrictions
Restaurants, IT, leasehold improvements and CBD-related assets are listed as restricted.

Provider sources: Financing guidelines

Credit approach

Borrower focus
Businesses struggling to obtain traditional finance despite operating fundamentals.
Assessment
Debt-service ability and sufficient collateral rather than credit score alone.
Geography
United States nationwide.

Provider sources: Lender overview

When it may fit

Our assessment of the published programs

  • Potentially relevant where valuable heavy equipment can support a financing request despite credit challenges.

What to weigh carefully

  • The published matrix ties pricing to several tests; a credit score alone does not establish the tier.
  • Conditional approval and an initial deposit precede collateral valuation and site inspection. Confirm refund conditions.

Questions before you accept an offer

  1. Which tier applies after all cash-flow tests?
  2. What deposit or additional collateral is necessary?
  3. Are appraisal deposits refundable if final approval fails?
  4. What payoff and lien-release costs apply?

Ask for written terms. Compare net cash received, total repayment, fees, payment timing and early-payoff costs for the same financing need.

Prepare your comparison

Use the same questions and figures for each offer you receive.

Alternatives to research

These are options for a related financing need, not a ranking or a claim of equivalent eligibility or pricing.

Keystone Equipment Finance

Compare Keystone for heavy equipment and truck financing.

North Mill Equipment Finance

Compare North Mill for equipment-backed financing.

The lender

Type
Equipment lessor
Legal name
Not yet provided Add it
Founded
2011
Charter
Not yet provided Add it
Headquarters
Layton, Utah
Service area
United States.
Meets in person
Not yet provided Add it
Languages
Not yet provided Add it
Program approvals
Not yet provided Add it
Also lends to consumers
Not yet provided Add it
Website
paradigmequipmentfinance.com
LinkedIn
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Loan officers at this lender

No loan officers listed yet. Work here? Claim your profile.

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