River City Capital

Listed

Direct business lender for term loans and working capital loansMemphis, TennesseeBased in Tennessee; service area not yet provided

BBLL 000636Listed Nov 2026From public recordsLast checked Nov 1, 2026

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About

River City Capital provides community business loans in Memphis, with named programs for early growth, established businesses, owner-occupied property and contractors.

Direct business lender. Directly funds business financing; products and terms depend on the lender.

This entry starts from public records. The lender fills in the rest when it claims the entry, which is free.

What they lend

Term loans Working capital loans Equipment financing Commercial real estate loans

General small business

From the lender's own site and public records.

A second look at River City Capital

River City Capital provides community business loans in Memphis, with named programs for early growth, established businesses, owner-occupied property and contractors.

Treasury-certified CDFI affiliated with Community LIFT; direct community lender and fund manager.

Published by Levr, not by River City Capital. This is a source-based profile and editorial assessment, not customer reviews or a promise of approval. Sources checked November 1, 2026.

Visit the official provider website →

Programs and published requirements

Compare the specific program and legal funding entity on your offer. Advertised limits and minimums do not guarantee eligibility or your price.

Business and project loans

Launchpad and Accelerator: Launchpad up to $50,000 for businesses with at least one year operating; Accelerator up to $100,000 for businesses operating two or more years.
Uses: Working capital, equipment and vehicle purchases are listed for these business programs.
Property: Owner-occupied acquisition and renovation loans up to $100,000; landlords excluded.
Contractors: Up to $100,000 for contractors and subcontractors funding upfront project expenses and capacity.

Provider sources: Business and project loans official source · Business and project loans official source

When it may fit

Our assessment of the published programs

Memphis businesses seeking community financing matched to their operating stage.

What to weigh carefully

The broader Capital Ladder includes proposed or coming-soon stages; confirm what is accepting applications.
Begin with the Capital Readiness Profile; program approval and availability remain subject to review.

Questions before you accept an offer

Which currently active product fits my business stage and location?
What term, rate, collateral and owner guarantee apply?

Ask for written terms. Compare net cash received, total repayment, fees, payment timing and early-payoff costs for the same financing need.

Prepare your comparison

Use the same questions and figures for each offer you receive.

Alternatives to research

These are options for a related financing need, not a ranking or a claim of equivalent eligibility or pricing.

Regions Bank

Regions provides a Memphis business banking and financing comparison.

Truist

Truist offers a separate regional commercial and SBA bank route.

The lender

Type: Direct business lender
Legal name: Not yet provided Add it
Founded: Not yet provided Add it
Charter: Not yet provided Add it
Headquarters: Memphis, Tennessee
Service area: Based in Tennessee; service area not yet provided
Meets in person: Not yet provided Add it
Languages: Not yet provided Add it
Program approvals: Not yet provided Add it
Also lends to consumers: Not yet provided Add it
Website: rivercitycapital.org
LinkedIn: Not yet provided Add it

Loan officers at this lender

No loan officers listed yet. Work here? Claim your profile.

Not sure which lender to choose?

You do not have to choose on your own. Sign up through BusinessLoanBroker.ai, tell us what your business needs, and get help with your financing options and next steps.

BusinessLoanBroker.ai and this register are part of the Levr family. Signing up does not guarantee financing.

Request contact

Tell us what your business needs. Our team reviews your request before arranging the next step.

Charter and approvals

None on file yet.

Location

Based in Tennessee; service area not yet provided.

Sources: River City Capital financing (Nov 1, 2026), Official brokerage logo (Nov 1, 2026), Business and project loans official source (Nov 1, 2026), Business and project loans official source (Nov 1, 2026).

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