Smart Step Funding

Listed

Revenue based funder for revenue based financing and working capital loansNew York, New YorkBased in New York; service area not yet provided

BBLL 000192Listed Nov 2026From public recordsLast checked Nov 1, 2026

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About

Smart Step Funding directly provides Total Deposit Advances and Credit Card Advances for US small-business working capital.

Revenue based funder. Advances capital repaid from a share of future sales.

This entry starts from public records. The lender fills in the rest when it claims the entry, which is free.

What they lend

Revenue based financing Working capital loans

General small business

From the lender's own site and public records.

A second look at Smart Step Funding

Smart Step Funding directly provides Total Deposit Advances and Credit Card Advances for US small-business working capital.

Direct merchant advance funder; the official About page identifies SSF as the actual funding source with in-house underwriting and servicing.

Published by Levr, not by Smart Step Funding. This is a source-based profile and editorial assessment, not customer reviews or a promise of approval. Sources checked November 1, 2026.

Visit the official provider website →

Programs and published requirements

Compare the specific program and legal funding entity on your offer. Advertised limits and minimums do not guarantee eligibility or your price.

Business cash advances

Products: Total Deposit Advance and Credit Card Advance are named alternatives to conventional small-business loans.
Payments: Published remittances vary with business revenue, paying less when business is slow.
Borrowers: Targets businesses with limited fixed assets, seasonal revenue or difficulty qualifying at banks.
Uses: Business expansion, equipment and operating cash needs are described.

Provider sources: Business cash advances official source · Business cash advances official source

When it may fit

Our assessment of the published programs

US businesses comparing a receipts-linked advance for operating or growth needs.

What to weigh carefully

Broad bad-credit and speed marketing does not establish guaranteed approval.
Obtain the contract’s sales reconciliation, purchase amount and default provisions.

Questions before you accept an offer

Who is the legal purchaser and which advance program fits?
What total remittance, reconciliation, guarantees and early settlement terms apply?

Ask for written terms. Compare net cash received, total repayment, fees, payment timing and early-payoff costs for the same financing need.

Prepare your comparison

Use the same questions and figures for each offer you receive.

How to compare business loan offers

Alternatives to research

These are options for a related financing need, not a ranking or a claim of equivalent eligibility or pricing.

Bitty Advance 2

Bitty provides another direct revenue-based funding comparison.

CFG Merchant Solutions

CFG Merchant Solutions offers a separate direct working-capital funding route.

The lender

Type: Revenue based funder
Legal name: Smart Step Funding LLC
Founded: Not yet provided Add it
Charter: Not yet provided Add it
Headquarters: New York, New York
Service area: Based in New York; service area not yet provided
Meets in person: Not yet provided Add it
Languages: Not yet provided Add it
Program approvals: Not yet provided Add it
Also lends to consumers: Not yet provided Add it
Website: smartstepfunding.com
LinkedIn: Company page

Loan officers at this lender

No loan officers listed yet. Work here? Claim your profile.

Not sure which lender to choose?

You do not have to choose on your own. Sign up through BusinessLoanBroker.ai, tell us what your business needs, and get help with your financing options and next steps.

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Request contact

Tell us what your business needs. Our team reviews your request before arranging the next step.

Charter and approvals

None on file yet.

Location

Based in New York; service area not yet provided.

Sources: Virginia SCC registrant list (as of 2024-06-27) (Nov 1, 2026), Smart Step Funding current contact address (Nov 1, 2026), Official page (Nov 1, 2026), Official page (Nov 1, 2026), Official page (Nov 1, 2026), Official brokerage logo (Nov 1, 2026).

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