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SouthPoint Bank

Listed
Bank for term loans and equipment financingBirmingham, AlabamaBased in Alabama; service area not yet provided
BBLL 001171Listed Nov 2026From public recordsLast checked Nov 1, 2026
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About

SouthPoint Bank offers SBA-backed financing for business acquisitions or owner buyouts, equipment, owner-used property projects and working capital through its Alabama banking team.

Bank. Lends to businesses from its own deposits.

This entry starts from public records. The lender fills in the rest when it claims the entry, which is free.

What they lend

Term loansEquipment financingCommercial real estate loansBusiness acquisition loansWorking capital loans
From the lender's own site and public records.

A second look at SouthPoint Bank

SouthPoint Bank offers SBA-backed financing for business acquisitions or owner buyouts, equipment, owner-used property projects and working capital through its Alabama banking team.

SouthPoint Bank provides business credit directly as a bank; approval and documentation are determined by the bank.

Published by Levr, not by SouthPoint Bank. This is a source-based profile and editorial assessment, not customer reviews or a promise of approval. Sources checked November 1, 2026.

Visit the official provider website →

Programs and published requirements

Compare the specific program and legal funding entity on your offer. Advertised limits and minimums do not guarantee eligibility or your price.

Business lending

Business uses
SBA financing can fund equipment, property purchase or refinance, construction, business acquisition or expansion, working capital and inventory.
Borrower requirements
The bank requires a for-profit business, personal guarantees and relevant management experience.
Repayment structure
Advertises fixed or variable rates and no balloon payments, with flexible terms and down-payment options.

Provider sources: SBA lending · SouthPoint Bank identity and market

When it may fit

Our assessment of the published programs

  • Alabama businesses seeking an SBA-backed acquisition, equipment or expansion facility.

What to weigh carefully

  • The sources do not identify specific numbered SBA programs; lower equity or collateral marketing does not remove guarantees or underwriting.

Questions before you accept an offer

  1. Which SBA program will fund our project, and what personal guarantees, equity and security are required?

Ask for written terms. Compare net cash received, total repayment, fees, payment timing and early-payoff costs for the same financing need.

Prepare your comparison

Use the same questions and figures for each offer you receive.

Alternatives to research

These are options for a related financing need, not a ranking or a claim of equivalent eligibility or pricing.

Regions Bank

Compare Regions Bank for business lending in AL; confirm the project location, collateral requirements and proposed terms.

ServisFirst Bank

Compare ServisFirst Bank for business lending in AL; confirm the project location, collateral requirements and proposed terms.

The lender

Type
Bank
Legal name
SouthPoint Bank
Founded
2005
Charter
Not yet provided Add it
Headquarters
Birmingham, Alabama
Service area
Based in Alabama; service area not yet provided
Meets in person
Not yet provided Add it
Languages
Not yet provided Add it
Program approvals
Not yet provided Add it
Also lends to consumers
Not yet provided Add it
Website
southpoint.bank
LinkedIn
Not yet provided Add it

Loan officers at this lender

No loan officers listed yet. Work here? Claim your profile.

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