Valley National Bank

Listed

BankPassaic, New JerseyBased in New Jersey; service area not yet provided

BBLL 000758Listed Oct 2026From public recordsLast checked Oct 31, 2026

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About

Valley combines SBA lending with an asset-based commercial lending team. The ABL page provides collateral-specific advance-rate ceilings, making it useful for borrowers comparing availability against inventory or receivables.

Bank. Lends to businesses from its own deposits.

This entry starts from public records. The lender fills in the rest when it claims the entry, which is free.

What they lend

Not yet provided Add it

A second look at Valley National Bank

Direct bank lender, Valley National Bank, and SBA Preferred Lender.

Published by Levr, not by Valley National Bank. This is a source-based profile and editorial assessment, not customer reviews or a promise of approval. Sources checked October 31, 2026.

Visit the official provider website →

Programs and published requirements

Compare the specific program and legal funding entity on your offer. Advertised limits and minimums do not guarantee eligibility or your price.

Asset-Based Lending

Receivables: Up to 90% of eligible accounts receivable.
Inventory and equipment: Up to 85% of net orderly liquidation value of eligible inventory or machinery/equipment.
Property: Up to 75% of fair market appraised real-estate value.
Structure: First-lien and split-lien structures are offered, with limited financial covenants; credit approval remains required.

Provider sources: Asset-based lending

SBA financing

7(a): Up to $5 million with variable interest rates for qualifying acquisitions, equipment, property and working capital.
504: A separate program for owner-occupied property, construction, improvements and large equipment.
Eligibility: Valley considers eligible business types individually; program rules and underwriting still apply.

Provider sources: SBA programs

When it may fit

Our assessment of the published programs

Middle-market businesses evaluating borrowing availability against different asset classes.
Business or property buyers comparing SBA financing structures.

What to weigh carefully

Advance rates are ceilings applied to eligible collateral, not percentages of all gross book assets.
The SBA page’s $15 million 504 headline describes larger financing, not a single SBA debenture limit.
An advertised manufacturer fee-waiver article expired September 30, 2026; do not assume the promotion still applies.

Questions before you accept an offer

Which receivables are ineligible and what reserves reduce availability?
How are the 504 bank and CDC portions priced and repaid separately?

Ask for written terms. Compare net cash received, total repayment, fees, payment timing and early-payoff costs for the same financing need.

Prepare your comparison

Use the same questions and figures for each offer you receive.

How to compare business loan offers

Alternatives to research

These are options for a related financing need, not a ranking or a claim of equivalent eligibility or pricing.

Pathward, National Association

Compare Pathward asset-based working capital.

Western Alliance Bank

Compare Western Alliance SBA and conventional financing.

The lender

Type: Bank
Legal name: Valley National Bank
Founded: 1927
Charter: Not yet provided Add it
Headquarters: Passaic, New Jersey
Service area: Based in New Jersey; service area not yet provided
Meets in person: Not yet provided Add it
Languages: Not yet provided Add it
Program approvals: Not yet provided Add it
Also lends to consumers: Not yet provided Add it
Website: valley.com
LinkedIn: Not yet provided Add it

Loan officers at this lender

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Not sure which lender to choose?

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Request contact

Tell us what your business needs. Our team reviews your request before arranging the next step.

Charter and approvals

FDIC certificate, 9396Record

Each one links to its official record.

Location

Based in New Jersey; service area not yet provided.

Sources: FDIC BankFind institution record (Oct 31, 2026), FDIC financial report, June 30, 2026 (Oct 31, 2026), Asset-based lending (Oct 31, 2026), SBA programs (Oct 31, 2026).

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