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Viva Capital Funding logo

Viva Capital Funding

Listed
Factoring company for invoice factoring and working capital loansEl Paso, TexasBased in Texas; service area not yet provided
BBLL 000670Listed Oct 2026From public recordsLast checked Oct 31, 2026
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About

Viva Capital offers invoice factoring with customer credit review and collections support. Its general and trucking pages advertise different starting rates, making a program-specific quote important.

Factoring company. Buys or advances against business invoices.

This entry starts from public records. The lender fills in the rest when it claims the entry, which is free.

What they lend

Invoice factoringWorking capital loans
General small business
From the lender's own site and public records.

A second look at Viva Capital Funding

Viva Capital offers invoice factoring with customer credit review and collections support. Its general and trucking pages advertise different starting rates, making a program-specific quote important.

Independent invoice factoring provider identified as Viva Capital Funding, LLC on its official location pages.

Published by Levr, not by Viva Capital Funding. This is a source-based profile and editorial assessment, not customer reviews or a promise of approval. Sources checked October 31, 2026.

Visit the official provider website →

Programs and published requirements

Compare the specific program and legal funding entity on your offer. Advertised limits and minimums do not guarantee eligibility or your price.

Business invoice factoring

Capacity and advance
Advertises facilities up to $15 million and advances up to 100% minus the factoring fee, subject to approval.
Advertised pricing
General pages advertise rates starting at 0.25%. They do not establish a charging period or universal customer rate.
Workflow
Customer credit is checked before the order is completed. Approved invoices are purchased after delivery; Viva handles collections and provides online invoice reporting.

Provider sources: Program overview · Factoring workflow · Company identity and eligibility context

Trucking factoring

Published pricing distinction
Its factoring FAQ article specifically advertises trucking rates starting at 0.75%, with advances up to 100% minus the factoring fee.
Additional service
The same article describes fuel-card access for trucking clients. Card savings and funding fees should be priced separately.

Provider sources: Trucking-specific statements

When it may fit

Our assessment of the published programs

  • B2B firms with completed work and invoices owed by creditworthy customers.
  • Transportation businesses seeking invoice funding and a fuel-card option.

What to weigh carefully

  • A maximum advance does not mean the full invoice face value reaches the bank account because fees are deducted.
  • General educational descriptions of recourse, nonrecourse and spot factoring do not establish the exact offered contract protections.
  • The 0.25% general headline and 0.75% trucking statement should not be treated as interchangeable quotes.

Questions before you accept an offer

  1. Which rate applies to our industry and how many days does it cover?
  2. What reserve, minimum volume, renewal notice and termination fee apply?
  3. What customer nonpayment events are protected, and when must invoices be repurchased?
  4. Which customers will be notified and who handles disputes and collections?

Ask for written terms. Compare net cash received, total repayment, fees, payment timing and early-payoff costs for the same financing need.

Prepare your comparison

Use the same questions and figures for each offer you receive.

Alternatives to research

These are options for a related financing need, not a ranking or a claim of equivalent eligibility or pricing.

Apex Capital

Apex Capital offers trucking factoring with explicit recourse and nonrecourse options.

Universal Funding

Universal Funding publishes first-30-day pricing and separate charges, useful for a complete fee comparison.

The lender

Type
Factoring company
Legal name
Viva Capital Funding, LLC
Founded
1999
Charter
Not yet provided Add it
Headquarters
El Paso, Texas
Service area
Based in Texas; service area not yet provided
Meets in person
Not yet provided Add it
Languages
Not yet provided Add it
Program approvals
Not yet provided Add it
Also lends to consumers
Not yet provided Add it
Website
vivacf.net
LinkedIn
Not yet provided Add it

Loan officers at this lender

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