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Wallace Factoring logo

Wallace Factoring

Listed
Factoring company for invoice factoring and working capital loansFulton, MississippiBased in Mississippi; service area not yet provided
BBLL 000506Listed Nov 2026From public recordsLast checked Nov 1, 2026
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About

Wallace Factoring funds freight invoices and provides billing, collections, debtor credit checks and a dedicated account manager. Its published funding process distinguishes same-day ACH cutoffs, next-day ACH, wires and paper checks.

Factoring company. Buys or advances against business invoices.

This entry starts from public records. The lender fills in the rest when it claims the entry, which is free.

What they lend

Invoice factoringWorking capital loans
Trucking and logistics
From the lender's own site and public records.

A second look at Wallace Factoring

Wallace Factoring funds freight invoices and provides billing, collections, debtor credit checks and a dedicated account manager. Its published funding process distinguishes same-day ACH cutoffs, next-day ACH, wires and paper checks.

Direct freight receivables factor.

Published by Levr, not by Wallace Factoring. This is a source-based profile and editorial assessment, not customer reviews or a promise of approval. Sources checked November 1, 2026.

Visit the official provider website →

Programs and published requirements

Compare the specific program and legal funding entity on your offer. Advertised limits and minimums do not guarantee eligibility or your price.

Freight factoring and back-office service

Volume
Advertises no factoring volume minimums.
Disbursement
Lists paper checks, same-day ACH, next-day ACH and wires; same-day ACH requires submission by noon, later submissions move to the next morning, and wires carry an additional fee.
Credit support
Provides free broker and shipper credit checks plus a dedicated account manager.
Collections
Checks invoice/load details, sends bills and follows up on delays, claims and short payments, including broker bond filing when appropriate.

Provider sources: Funding process and minimums · Back-office services

When it may fit

Our assessment of the published programs

  • Consider for a trucking operator seeking invoice liquidity with billing and collection assistance and no volume minimum.

What to weigh carefully

  • Confirm the noon cutoff’s time zone, required verification and bank-day restrictions.
  • Public pages do not quantify the factoring fee, advance, reserve or recourse agreement.

Questions before you accept an offer

  1. What is my all-in rate including wire or other payment fees?
  2. What documents must be verified before the funding cutoff?
  3. When must I repurchase a disputed or unpaid invoice?

Ask for written terms. Compare net cash received, total repayment, fees, payment timing and early-payoff costs for the same financing need.

Prepare your comparison

Use the same questions and figures for each offer you receive.

Alternatives to research

These are options for a related financing need, not a ranking or a claim of equivalent eligibility or pricing.

RTS Financial

Compare RTS Financial for carrier factoring and related support.

Riviera Finance

Compare Riviera Finance for freight receivable terms and collections support.

The lender

Type
Factoring company
Legal name
Not yet provided Add it
Founded
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Charter
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Headquarters
Fulton, Mississippi
Service area
Based in Mississippi; service area not yet provided
Meets in person
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Languages
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Program approvals
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Also lends to consumers
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Website
wallacefactoringllc.com
LinkedIn
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Loan officers at this lender

No loan officers listed yet. Work here? Claim your profile.

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