Business lenders in Mississippi

Banks, credit unions, SBA lenders and specialty lenders that make business loans in Mississippi. Verified lenders sort first. Last checked Nov 1, 2026.

lenders: 17
loan officers: 0
verified: 0
SBA lenders: 5

Lenders sort by standing, then by how recently they were checked. Placement is never for sale.How sorting works

Central Mississippi Planning & Development DistrictListed

Central Mississippi Planning & Development District helps businesses combine development loan programs with commercial finance, including minority-business lending and SBA 504 support through Central Mississippi Development Company.

Broker and lenderDirect business lendersTerm loansWorking capital loansUnclaimed

Pearl, MS

Listedfrom public recordsPearl, MS

Community Bank of MississippiListed

Community Bank of Mississippi offers business financing for operating capital, equipment, inventory, expansion and property. It also describes SBA-backed loans and Preferred Lender status.

BanksEquipment financingCommercial real estate loansUnclaimed

Flowood, MS

Listedfrom public recordsFlowood, MS

Guaranty Bank and Trust CompanyListed

Guaranty Bank & Trust Company offers business lines and facilitates SBA financing, with credit needs ranging from operating expenses and inventory to equipment and property development.

BanksBusiness lines of creditWorking capital loansUnclaimed

Belzoni, MS

Listedfrom public recordsBelzoni, MS

North Delta Planning & Development DistrictListed

North Delta Planning & Development District administers small-business revolving funds in northwest Mississippi.

Direct business lendersTerm loansStartup fundingUnclaimed

Batesville, MS

Listedfrom public recordsBatesville, MS

Planters Bank & Trust CompanyListed

Planters Bank & Trust Company offers business term loans, operating lines, commercial property and construction finance, plus equipment loans and customized leases.

BanksTerm loansBusiness lines of creditUnclaimed

Indianola, MS

Listedfrom public recordsIndianola, MS

Prime FactoringListed

Prime Factoring purchases completed-work invoices from freight and service businesses.

Factoring companiesInvoice factoringWorking capital loansUnclaimed

Ellisville, MS

Listedfrom public recordsEllisville, MS

South Delta Planning & Development DistrictListed

South Delta Planning and Development District administers revolving business loan programs for its Mississippi district, including minority-business microloans.

Direct business lendersTerm loansWorking capital loansUnclaimed

Greenville, MS

Listedfrom public recordsGreenville, MS

Southern Mississippi Planning & Development DistrictListed

Southern Mississippi Planning and Development District lends supplemental or standalone capital for businesses in its South Mississippi service area.

Broker and lenderDirect business lendersTerm loansWorking capital loansUnclaimed

Gulfport, MS

Listedfrom public recordsGulfport, MS

The Citizens National Bank of MeridianListed

Citizens National Bank of Meridian offers operating lines, business term loans and property finance, with explicit SBA 7(a) and 504 lending.

BanksBusiness lines of creditTerm loansUnclaimed

Meridian, MS

Listedfrom public recordsMeridian, MS

Three Rivers Planning and Development DistrictListed

Three Rivers Planning and Development District offers small-business loan programmes for startup and expansion projects in northeast Mississippi.

Direct business lendersTerm loansStartup fundingUnclaimed

Pontotoc, MS

Listedfrom public recordsPontotoc, MS

Wallace FactoringListed

Wallace Factoring funds freight invoices and provides billing, collections, debtor credit checks and a dedicated account manager. Its published funding process distinguishes same-day ACH cutoffs, next-day ACH, wires and paper checks.

Factoring companiesInvoice factoringWorking capital loansUnclaimed

Fulton, MS

Listedfrom public recordsFulton, MS

BankFirst Financial ServicesListed

BankFirst Financial Services offers SBA 7(a) and 504 financing alongside conventional business, equipment, agricultural and operating credit.

BanksBusiness acquisition loansCommercial real estate loansUnclaimed

Columbus, MS

Listedfrom public recordsColumbus, MS

BankPlusListed

BankPlus combines conventional equipment, property and seasonal loans with BusinessPlus, a small-business lending program tied to financial education. BusinessPlus publishes amounts, maturity limits and selected fees.

BanksCommercial real estate loansEquipment financingUnclaimed

Belzoni, MS

Listedfrom public recordsBelzoni, MS

Hancock Whitney BankListed

Hancock Whitney provides conventional business credit, property construction financing and equipment finance. Its home-equity-backed business line is a distinct product with a Texas exclusion.

BanksCommercial real estate loansEquipment financingUnclaimed

Gulfport, MS

Listedfrom public recordsGulfport, MS

Renaissance Community Loan FundListed

Renaissance Community Loan Fund provides small-business finance across Mississippi and Alabama, paired with COMPASS business coaching. Its current menu includes general term loans, Catapult loans and SBA microloans.

CDFIs and community lendersStartup fundingWorking capital loansUnclaimed

Gulfport, MS

Listedfrom public recordsGulfport, MS

Renasant BankListed

Renasant offers conventional business credit, SBA lending and asset-based revolving facilities. Its asset-based division targets larger working-capital needs in the Southeast.

BanksAsset based lendingBusiness acquisition loansUnclaimed

Tupelo, MS

Listedfrom public recordsTupelo, MS

Trustmark BankListed

Trustmark publishes business installment loans and lines of credit that may be secured or unsecured, with fixed or variable rates subject to approval. Its corporate lending menu includes borrowing-base, floor-plan, guidance and working-capital lines; bridge, equipment, owner-occupied real-estate…

BanksUnclaimed

Jackson, MS

Listedfrom public recordsJackson, MS

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Mississippi, what to know

17 lenders make business loans in Mississippi, led by banks and direct business lenders. Banks in Mississippi answer to the OCC, the FDIC or the state, and credit unions to the NCUA. Each entry links its charter source.

Disclosure watch

Mississippi at a glance

Most common loan type: Working capital loans
Typical deal range: Set by each lender
Lender types here: Banks, Direct business lenders
SBA lenders: 5

Cities in Mississippi

Gulfport3 Belzoni2 Batesville1 Columbus1 Ellisville1 Flowood1 Fulton1 Greenville1 Indianola1 Jackson1 Meridian1 Pearl1 Pontotoc1 Tupelo1

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How do I know a Mississippi lender is legitimate?

Look for a charter or license link, verified status, SBA or CDFI approval where it applies, and fees in writing. Every one of those links to its official source on the entry.

What does a lender look at first?

Cash flow, credit, collateral, time in business and how much of your own money is in the deal. Each lender's minimums show on its entry so you can check fit before you call.

How does a lender get on the register?

Entries start from public records: charters, program lists and business filings. Standing rises as the lender claims its entry, adds its loan officers and verifies its details.

What happens when I request contact?

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