The Citizens National Bank of Meridian

Listed

Bank for business lines of credit and term loansMeridian, MississippiBased in Mississippi; service area not yet provided

BBLL 001203Listed Nov 2026From public recordsLast checked Nov 1, 2026

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About

Citizens National Bank of Meridian offers operating lines, business term loans and property finance, with explicit SBA 7(a) and 504 lending.

Bank. Lends to businesses from its own deposits.

This entry starts from public records. The lender fills in the rest when it claims the entry, which is free.

What they lend

Business lines of credit Term loans Working capital loans Equipment financing Commercial real estate loans SBA 7(a) loans

From the lender's own site and public records.

A second look at The Citizens National Bank of Meridian

Citizens National Bank of Meridian offers operating lines, business term loans and property finance, with explicit SBA 7(a) and 504 lending.

Direct bank lender; The Citizens National Bank of Meridian, Mississippi, a CDFI bank.

Published by Levr, not by The Citizens National Bank of Meridian. This is a source-based profile and editorial assessment, not customer reviews or a promise of approval. Sources checked November 1, 2026.

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Programs and published requirements

Compare the specific program and legal funding entity on your offer. Advertised limits and minimums do not guarantee eligibility or your price.

Business and SBA credit

Operating lines: Lines finance seasonal inventory and working capital, with repeat draws and interest only on borrowed funds.
Term debt: Term loans use fixed monthly payments and fixed or variable rates for business growth.
SBA: 7(a) loans reach $5 million for working capital, equipment and property; 504 finances major fixed assets with long-term fixed-rate financing.

Provider sources: Business and SBA credit official source · Business and SBA credit official source

When it may fit

Our assessment of the published programs

Mississippi-area businesses comparing conventional operating credit and SBA-backed investments.

What to weigh carefully

SBA 504 financing includes multiple parties and borrower equity; confirm loan-specific structure and geographic eligibility.

Questions before you accept an offer

What collateral and personal guarantees apply?
Which SBA program and equity contribution fit my property or equipment purchase?

Ask for written terms. Compare net cash received, total repayment, fees, payment timing and early-payoff costs for the same financing need.

Prepare your comparison

Use the same questions and figures for each offer you receive.

Alternatives to research

These are options for a related financing need, not a ranking or a claim of equivalent eligibility or pricing.

Regions Bank

Regions Bank provides an independent business-bank comparison serving Mississippi.

Hancock Whitney Bank

Hancock Whitney Bank provides an independent business-bank comparison serving Mississippi.

The lender

Type: Bank
Legal name: The Citizens National Bank of Meridian
Founded: 1888
Charter: Not yet provided Add it
Headquarters: Meridian, Mississippi
Service area: Based in Mississippi; service area not yet provided
Meets in person: Not yet provided Add it
Languages: Not yet provided Add it
Program approvals: SBA 504
Also lends to consumers: Not yet provided Add it
Website: yourcnb.com
LinkedIn: Company page

Loan officers at this lender

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Charter and approvals

FDIC certificate, 4993Record

SBA 504 lender

Each one links to its official record.

Location

Based in Mississippi; service area not yet provided.

Sources: FDIC BankFind institution record (Nov 1, 2026), FDIC financial report, June 30, 2026 (Nov 1, 2026), Company LinkedIn linked from official bank website (Nov 1, 2026), Business and SBA credit official source (Nov 1, 2026), Business and SBA credit official source (Nov 1, 2026).

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