Waterford Bank, N.A.

Listed

Bank for term loans and business lines of creditToledo, OhioBased in Ohio; service area not yet provided

BBLL 000987Listed Nov 2026From public recordsLast checked Nov 1, 2026

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About

Waterford Bank offers Ohio and Michigan businesses credit for working capital, machinery and equipment and commercial property finance, including access to outside permanent mortgage sources.

Bank. Lends to businesses from its own deposits.

This entry starts from public records. The lender fills in the rest when it claims the entry, which is free.

What they lend

Term loans Business lines of credit Working capital loans Equipment financing Commercial real estate loans

From the lender's own site and public records.

A second look at Waterford Bank, N.A.

Waterford Bank offers Ohio and Michigan businesses credit for working capital, machinery and equipment and commercial property finance, including access to outside permanent mortgage sources.

Waterford Bank, N.A. provides bank credit directly; its commercial property team also arranges financing from outside institutional and agency lenders.

Published by Levr, not by Waterford Bank, N.A.. This is a source-based profile and editorial assessment, not customer reviews or a promise of approval. Sources checked November 1, 2026.

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Programs and published requirements

Compare the specific program and legal funding entity on your offer. Advertised limits and minimums do not guarantee eligibility or your price.

Business lending

Corporate credit: Commercial and industrial facilities finance working capital, equipment and machinery around the company’s asset-conversion cycle.
Property credit: The bank structures commercial real estate finance for the borrower’s property and investment goals.
Permanent financing channel: Its property team can source mortgage options through life insurers, pension funds, CMBS lenders and agency programs as well as bank solutions.

Provider sources: Commercial loans · Waterford Bank identity

When it may fit

Our assessment of the published programs

Ohio or Michigan operating companies and commercial property investors comparing bank facilities with outside permanent mortgages.

What to weigh carefully

Some property financing is sourced from external lenders; confirm who originates, funds and services the loan.

Questions before you accept an offer

Will Waterford or an outside lender hold this loan, and what recourse, covenants and prepayment terms apply?

Ask for written terms. Compare net cash received, total repayment, fees, payment timing and early-payoff costs for the same financing need.

Prepare your comparison

Use the same questions and figures for each offer you receive.

Alternatives to research

These are options for a related financing need, not a ranking or a claim of equivalent eligibility or pricing.

Chase

Compare Chase for business lending in OH; confirm the project location, collateral requirements and proposed terms.

U.S. Bank

Compare U.S. Bank for business lending in OH; confirm the project location, collateral requirements and proposed terms.

The lender

Type: Bank
Legal name: Waterford Bank, N.A.
Founded: 2007
Charter: Not yet provided Add it
Headquarters: Toledo, Ohio
Service area: Based in Ohio; service area not yet provided
Meets in person: Not yet provided Add it
Languages: Not yet provided Add it
Program approvals: Not yet provided Add it
Also lends to consumers: Not yet provided Add it
Website: waterfordbankna.com
LinkedIn: Company page

Loan officers at this lender

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Tell us what your business needs. Our team reviews your request before arranging the next step.

Charter and approvals

FDIC certificate, 58433Record

Each one links to its official record.

Location

Based in Ohio; service area not yet provided.

Sources: FDIC BankFind institution record (Nov 1, 2026), FDIC financial report, June 30, 2026 (Nov 1, 2026), Company LinkedIn linked from official bank website (Nov 1, 2026), Commercial loans (Nov 1, 2026).

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