Western State Bank

Listed

Bank for term loans and business lines of creditDevils Lake, North DakotaBased in North Dakota; service area not yet provided

BBLL 000865Listed Oct 2026From public recordsLast checked Oct 31, 2026

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About

Western State Bank offers local commercial lending and government-supported programs. Its published application policy normally requires proximity to specified North Dakota or Arizona branches, with exceptions for existing customers or prior arrangements.

Bank. Lends to businesses from its own deposits.

This entry starts from public records. The lender fills in the rest when it claims the entry, which is free.

What they lend

Term loans Business lines of credit SBA 7(a) loans Equipment financing

From the lender's own site and public records.

A second look at Western State Bank

Bank directly offering commercial credit; Western Equipment Finance is a division of the same bank.

Published by Levr, not by Western State Bank. This is a source-based profile and editorial assessment, not customer reviews or a promise of approval. Sources checked October 31, 2026.

Visit the official provider website →

Programs and published requirements

Compare the specific program and legal funding entity on your offer. Advertised limits and minimums do not guarantee eligibility or your price.

Business credit

Facilities: Commercial loans, construction and property finance, plus revolving or non-revolving operating lines.
Government programs: SBA 7(a) and 504, Bureau of Indian Affairs, USDA and Bank of North Dakota programs are listed.
Geographic policy: Normally no applications beyond 60 miles of the named North Dakota and Arizona branches unless already a customer or previously arranged with a bank officer.
Equipment channel: New and used equipment financing is available through Western Equipment Finance.

Provider sources: Loans and credit lines

Preparing for review

Documents: The bank’s preparation guide recommends business financials, receivables, cash-flow information, recent tax returns and relevant owner financial statements.
Business case: Explain ownership, use of funds, repayment plan and any assets proposed as collateral.

Provider sources: Loan meeting preparation

When it may fit

Our assessment of the published programs

Businesses near the bank’s specified markets or with an established relationship.

What to weigh carefully

Confirm territory separately for a specialist division; the local-bank policy is not proof of every division’s reach.
The preparation guide is general guidance, not a promise that all listed financing types are offered by the bank.
No universal loan amount, rate or credit score is stated.

Questions before you accept an offer

Can you consider our location before we prepare an application?
Is the line revolving, and what repayment or renewal events apply?
Which entity and division will issue the financing?

Ask for written terms. Compare net cash received, total repayment, fees, payment timing and early-payoff costs for the same financing need.

Prepare your comparison

Use the same questions and figures for each offer you receive.

Alternatives to research

These are options for a related financing need, not a ranking or a claim of equivalent eligibility or pricing.

First Interstate Bank

Compare First Interstate equipment and commercial programs.

Intrust Bank, National Association

Compare INTRUST conventional and SBA lending.

The lender

Type: Bank
Legal name: Western State Bank
Founded: 1902
Charter: Not yet provided Add it
Headquarters: Devils Lake, North Dakota
Service area: Based in North Dakota; service area not yet provided
Meets in person: Not yet provided Add it
Languages: Not yet provided Add it
Program approvals: Not yet provided Add it
Also lends to consumers: Not yet provided Add it
Website: westernbanks.com
LinkedIn: Company page

Loan officers at this lender

No loan officers listed yet. Work here? Claim your profile.

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Request contact

Tell us what your business needs. Our team reviews your request before arranging the next step.

Charter and approvals

FDIC certificate, 9123Record

Each one links to its official record.

Location

Based in North Dakota; service area not yet provided.

Sources: FDIC BankFind institution record (Oct 31, 2026), FDIC financial report, June 30, 2026 (Oct 31, 2026), Company LinkedIn linked from official bank website (Oct 31, 2026), Loans and credit lines (Oct 31, 2026), Loan meeting preparation (Oct 31, 2026).

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