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Business lenders in Iowa

Banks, credit unions, SBA lenders and specialty lenders that make business loans in Iowa. Verified lenders sort first. Last checked Nov 1, 2026.

lenders
21
loan officers
0
verified
0
SBA lenders
7
Lenders sort by standing, then by how recently they were checked. Placement is never for sale.How sorting works
AS
American State Bank offers business operating lines and SBA financing, with separate agricultural credit for farm investment and growth.
BanksBusiness lines of creditWorking capital loansUnclaimed
Sioux Center, IA
BM
Bank Midwest offers business term loans, revolving credit, equipment finance and commercial property lending. Local lenders work with businesses in its Iowa, Minnesota and South Dakota market.
BanksTerm loansBusiness lines of creditUnclaimed
Spirit Lake, IA
B
BanleacoListed
Banleaco provides nationwide equipment finance to small and midsize businesses, with fixed rates and financing packages that can include installation and other soft costs.
Direct business lendersEquipment financingUnclaimed
Urbandale, IA
CB
Capra Bank offers commercial term loans for equipment, acquisitions and partner buy-ins, revolving working-capital credit and SBA 7(a) and 504 financing.
BanksTerm loansBusiness lines of creditUnclaimed
Dubuque, IA
Central Bank logo
Central Bank at mycentral.bank offers commercial term loans, business credit lines, SBA lending and construction/development finance. It also provides agricultural credit tailored to farm operating cycles.
BanksTerm loansBusiness lines of creditUnclaimed
Storm Lake, IA
CS
Community State Bank serves Iowa businesses with commercial and industrial, real estate and construction lending, plus professional-practice and specialty finance.
BanksEquipment financingCommercial real estate loansUnclaimed
Ankeny, IA
FM
Farmers & Merchants Savings Bank offers Eastern Iowa and Minnesota companies working-capital loans, commercial term loans and government-backed business finance.
BanksTerm loansWorking capital loansUnclaimed
Manchester, IA
FS
Farmers State Bank at fsb 1879.com provides Iowa businesses with fixed-payment business loans, construction credit and agricultural lending. It serves the Cedar Valley and Des Moines markets through local bankers.
BanksTerm loansEquipment financingUnclaimed
Waterloo, IA
GI
Grow Iowa Foundation co-lends on small-business and community development projects in Southwest Iowa, including startups and expansions.
Direct business lendersTerm loansWorking capital loansUnclaimed
Lenox, IA
HB
Hills Bank supports Iowa businesses with operating lines, equipment financing, commercial real estate loans and acquisition or expansion finance.
BanksBusiness lines of creditWorking capital loansUnclaimed
Hills, IA
Iowa Community Capital logo
Iowa Community Capital supports underserved Iowa entrepreneurs through its Solidarity Microfinance lending programme and related business support.
Direct business lendersTerm loansWorking capital loansUnclaimed
Boone, IA
LS
Lincoln Savings Bank offers Central and Northeast Iowa businesses SBA/USDA-backed financing and equipment leases with purchase options.
BanksEquipment financingSBA 7(a) loansUnclaimed
Reinbeck, IA
NB
Northwest Bank at nw.bank provides business operating lines, equipment finance, property/construction loans and agricultural credit. Its Iowa and Nebraska commercial lenders also offer equipment leasing.
BanksBusiness lines of creditEquipment financingUnclaimed
Spencer, IA
QC
Quad City Bank & Trust provides local commercial lending and SBA-backed business financing. Its SBA credit can fund operating capital, equipment, property, acquisitions and refinancing.
BanksEquipment financingCommercial real estate loansUnclaimed
Bettendorf, IA
West Bank logo
West BankListed
West Bank offers commercial property purchase, refinance and construction loans and SBA 7(a) or 504 financing for acquisitions, working capital and fixed assets.
BanksTerm loansCommercial real estate loansUnclaimed
West Des Moines, IA
BI
Bank IowaListed
Bank Iowa offers business term, construction, property and agricultural loans, with working-capital borrowing for seasonal and operating needs.
BanksCommercial real estate loansEquipment financingUnclaimed
West Des Moines, IA
BT
Bankers Trust combines small-business equipment and working-capital lending with SBA financing and a separate ESOP specialty. The useful distinction is transaction type: a local operating-business loan and an employee-ownership acquisition require different teams and underwriting.
BanksSBA 7(a) loansWorking capital loansUnclaimed
Des Moines, IA
CR
Cedar Rapids Bank & Trust offers collateral-backed business revolving lines for inventory, seasonal purchases and cash flow. Its service agreement describes online loan payments and advances plus optional line-of-credit sweep services.
BanksCommercial real estate loansBusiness lines of creditUnclaimed
Cedar Rapids, IA
DF
Dexter Financial Services provides captive equipment financing, especially for Dexter laundry purchases. Loans and leases have different minimums, payoff rules and ownership options; construction costs and store purchases are outside its stated equipment-only scope.
Equipment lessorsEquipment financingUnclaimed
Hiawatha, IA
GreatAmerica Financial Services logo
GreatAmerica offers equipment financing through vendors, with EFAs, purchase-option leases and other programs. Its pricing guidance distinguishes a monthly payment factor from an interest rate and explains why early lease payoff may not reduce financing cost.
Equipment lessorsEquipment financingUnclaimed
Cedar Rapids, IA
The Iowa Center logo
The Iowa Center provides Iowa entrepreneurs with business financing, credit counseling and loan-preparation support. Its loan fund and SBA microloan offerings should be distinguished when confirming limits.
Direct business lendersTerm loansWorking capital loansUnclaimed
Des Moines, IA

How do I know a Iowa lender is legitimate?

Look for a charter or license link, verified status, SBA or CDFI approval where it applies, and fees in writing. Every one of those links to its official source on the entry.

What does a lender look at first?

Cash flow, credit, collateral, time in business and how much of your own money is in the deal. Each lender's minimums show on its entry so you can check fit before you call.

How does a lender get on the register?

Entries start from public records: charters, program lists and business filings. Standing rises as the lender claims its entry, adds its loan officers and verifies its details.

What happens when I request contact?

Your request goes to the lender or loan officer you chose, in their Levr workspace, and to no one else. Most reply within two business days.