Cedar Rapids Bank and Trust Company

Listed

Bank for commercial real estate loans and business lines of creditCedar Rapids, IowaBased in Iowa; service area not yet provided

BBLL 000983Listed Oct 2026From public recordsLast checked Oct 31, 2026

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About

Cedar Rapids Bank & Trust offers collateral-backed business revolving lines for inventory, seasonal purchases and cash flow. Its service agreement describes online loan payments and advances plus optional line-of-credit sweep services.

Bank. Lends to businesses from its own deposits.

This entry starts from public records. The lender fills in the rest when it claims the entry, which is free.

What they lend

Commercial real estate loans Business lines of credit Working capital loans

From the lender's own site and public records.

A second look at Cedar Rapids Bank and Trust Company

Direct bank lender; individual facilities remain subject to bank underwriting.

Published by Levr, not by Cedar Rapids Bank and Trust Company. This is a source-based profile and editorial assessment, not customer reviews or a promise of approval. Sources checked October 31, 2026.

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Programs and published requirements

Compare the specific program and legal funding entity on your offer. Advertised limits and minimums do not guarantee eligibility or your price.

Business lending

Collateral and pricing: Variable rate based on the bank prime rate; collateral can include receivables, inventory and other business assets.
Revolving structure: No interest until funds are drawn; seasonal borrowing can be repaid in full or over time under agreed terms.
Account integration: Business online users with permission can request loan payments and line advances; optional commercial line sweeps are described separately.

Provider sources: Business lines · Business services agreement

When it may fit

Our assessment of the published programs

Could suit an Iowa-area operator seeking a secured operating line with deposit-account integration.

What to weigh carefully

Digital and sweep access remains subject to the loan documents and selected service agreement; confirm fees and permissions.

Questions before you accept an offer

What advance rates and collateral reporting apply?
Will a sweep service be required or optional?

Ask for written terms. Compare net cash received, total repayment, fees, payment timing and early-payoff costs for the same financing need.

Prepare your comparison

Use the same questions and figures for each offer you receive.

How to compare business loan offers

Alternatives to research

These are options for a related financing need, not a ranking or a claim of equivalent eligibility or pricing.

Wells Fargo

Compare Wells Fargo for U.S. business credit and equipment financing; confirm geographic availability.

U.S. Bank

Compare U.S. Bank for conventional and SBA business credit; confirm local service and transaction fit.

The lender

Type: Bank
Legal name: Cedar Rapids Bank and Trust Company
Founded: 2001
Charter: Not yet provided Add it
Headquarters: Cedar Rapids, Iowa
Service area: Based in Iowa; service area not yet provided
Meets in person: Not yet provided Add it
Languages: Not yet provided Add it
Program approvals: Not yet provided Add it
Also lends to consumers: Not yet provided Add it
Website: crbt.bank
LinkedIn: Company page

Loan officers at this lender

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Charter and approvals

FDIC certificate, 57244Record

Each one links to its official record.

Location

Based in Iowa; service area not yet provided.

Sources: FDIC BankFind institution record (Oct 31, 2026), FDIC financial report, June 30, 2026 (Oct 31, 2026), Official bank product: Business Lines of Credit (Oct 31, 2026), Official bank product: Commercial Real Estate (Oct 31, 2026), Company LinkedIn linked from official bank website (Oct 31, 2026), Business services agreement (Oct 31, 2026).

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