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BT

Bankers Trust Company

Listed
Bank for sBA 7(a) loans and working capital loansDes Moines, IowaBased in Iowa; service area not yet provided
BBLL 000845Listed Oct 2026From public recordsLast checked Oct 31, 2026
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About

Bankers Trust combines small-business equipment and working-capital lending with SBA financing and a separate ESOP specialty. The useful distinction is transaction type: a local operating-business loan and an employee-ownership acquisition require different teams and underwriting.

Bank. Lends to businesses from its own deposits.

This entry starts from public records. The lender fills in the rest when it claims the entry, which is free.

What they lend

SBA 7(a) loansWorking capital loansEquipment financing
From the lender's own site and public records.

A second look at Bankers Trust Company

Bankers Trust combines small-business equipment and working-capital lending with SBA financing and a separate ESOP specialty. The useful distinction is transaction type: a local operating-business loan and an employee-ownership acquisition require different teams and underwriting.

Bank directly offering business credit; ESOP finance is a specialist middle-market service.

Published by Levr, not by Bankers Trust Company. This is a source-based profile and editorial assessment, not customer reviews or a promise of approval. Sources checked October 31, 2026.

Visit the official provider website →

Programs and published requirements

Compare the specific program and legal funding entity on your offer. Advertised limits and minimums do not guarantee eligibility or your price.

Small business and SBA

Uses
Equipment, renovations and working capital.
SBA size
The bank advertises SBA financing up to $5 million.
Underwriting context
SBA may address collateral shortfalls or repayment supported by projected income; approval remains required.

Provider sources: Small business lending

ESOP and financial-institution finance

ESOP audience
Middle-market companies moving to minority or majority employee ownership; the team describes a national focus.
Separate institutional channel
Bank-stock facilities, participations and correspondent-bank credit serve financial institutions rather than ordinary small-business applicants.

Provider sources: Specialty lending

When it may fit

Our assessment of the published programs

  • Operating businesses needing equipment or working capital.
  • Owners considering an employee-ownership transaction.

What to weigh carefully

  • Next-day answers advertised for small-business lending are not a guaranteed funding date.
  • No universal business APR or minimum credit score is published on these pages.

Questions before you accept an offer

  1. Which conventional or SBA structure addresses our collateral gap?
  2. What documents and guarantors are required?
  3. For an ESOP, what equity and valuation work must precede approval?

Ask for written terms. Compare net cash received, total repayment, fees, payment timing and early-payoff costs for the same financing need.

Prepare your comparison

Use the same questions and figures for each offer you receive.

Alternatives to research

These are options for a related financing need, not a ranking or a claim of equivalent eligibility or pricing.

Wilmington Savings Fund Society, FSB

Compare another regional bank with conventional and SBA options.

First Commonwealth Bank

Compare streamlined conventional borrowing for smaller requests.

The lender

Type
Bank
Legal name
Bankers Trust Company
Founded
1917
Charter
Not yet provided Add it
Headquarters
Des Moines, Iowa
Service area
Based in Iowa; service area not yet provided
Meets in person
Not yet provided Add it
Languages
Not yet provided Add it
Program approvals
Not yet provided Add it
Also lends to consumers
Not yet provided Add it
Website
bankerstrust.com
LinkedIn
Not yet provided Add it

Loan officers at this lender

No loan officers listed yet. Work here? Claim your profile.

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