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Citizens & Northern Bank

Listed
Bank for business acquisition loans and commercial real estate loansWellsboro, PennsylvaniaBased in Pennsylvania; service area not yet provided
BBLL 001175Listed Oct 2026From public recordsLast checked Oct 31, 2026

About

C&N provides Pennsylvania and New York businesses operating, equipment, acquisition and property finance, plus SBA and BusinessManager receivables solutions.

Bank. Lends to businesses from its own deposits.

This entry starts from public records. The lender fills in the rest when it claims the entry, which is free.

A second look at Citizens & Northern Bank

C&N provides Pennsylvania and New York businesses operating, equipment, acquisition and property finance, plus SBA and BusinessManager receivables solutions.

Direct bank lender; receivables purchasing and leasing are identified as distinct products.

Published by Levr, not by Citizens & Northern Bank. This is a source-based profile and editorial assessment, not customer reviews or a promise of approval. Sources checked October 31, 2026.

Visit the official provider website →

Programs and published requirements

Compare the specific program and legal funding entity on your offer. Advertised limits and minimums do not guarantee eligibility or your price.

Small-business loans

Business uses
Acquisitions or startups, land/buildings, renovation, construction and debt refinancing.
Credit structures
Term loans, operating and seasonal lines, receivables/equipment financing and performance letters of credit.

Provider sources: Small-business loans

SBA and receivables resources

SBA access
Lists 7(a), Express, Small Loans and 504 options; bank identifies itself as an SBA Express Lender.
BusinessManager
Provides working capital against receivables for operating expenses, inventory and growth.

Provider sources: SBA and receivables resources

When it may fit

Our assessment of the published programs

  • Pennsylvania or New York companies exploring bank credit, SBA finance or receivables funding.

What to weigh carefully

  • The resource page includes older SBA size figures; confirm current program limits directly rather than relying on those examples.

Questions before you accept an offer

  1. Is BusinessManager structured as a receivables sale or a loan, and what fees and recourse apply?

Ask for written terms. Compare net cash received, total repayment, fees, payment timing and early-payoff costs for the same financing need.

Prepare your comparison

Use the same questions and figures for each offer you receive.

Alternatives to research

These are options for a related financing need, not a ranking or a claim of equivalent eligibility or pricing.

Wells Fargo

Compare Wells Fargo for U.S. business lending.

PNC Bank

Compare PNC Bank for U.S. business lending.

The lender

Type
Bank
Legal name
Citizens & Northern Bank
Founded
1864
Charter
Not yet provided Add it
Headquarters
Wellsboro, Pennsylvania
Service area
Based in Pennsylvania; service area not yet provided
Meets in person
Not yet provided Add it
Languages
Not yet provided Add it
Program approvals
Not yet provided Add it
Also lends to consumers
Not yet provided Add it
LinkedIn
Not yet provided Add it

Loan officers at this lender

No loan officers listed yet. Work here? Claim your profile.

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