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CB

Citizens Business Bank, National Association

Listed
Bank for asset based lending and commercial real estate loansOntario, CaliforniaBased in California; service area not yet provided
BBLL 000871Listed Oct 2026From public recordsLast checked Oct 31, 2026
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About

Citizens Business Bank offers revolving and asset-based credit alongside SBA financing. The conventional lines address cash-flow timing, while SBA lending can support acquisitions and longer-lived assets.

Bank. Lends to businesses from its own deposits.

This entry starts from public records. The lender fills in the rest when it claims the entry, which is free.

What they lend

Asset based lendingCommercial real estate loansEquipment financingBusiness lines of creditSBA 7(a) loans
From the lender's own site and public records.

A second look at Citizens Business Bank, National Association

Citizens Business Bank offers revolving and asset-based credit alongside SBA financing. The conventional lines address cash-flow timing, while SBA lending can support acquisitions and longer-lived assets.

Bank directly offering conventional and SBA-backed business credit.

Published by Levr, not by Citizens Business Bank, National Association. This is a source-based profile and editorial assessment, not customer reviews or a promise of approval. Sources checked October 31, 2026.

Visit the official provider website →

Programs and published requirements

Compare the specific program and legal funding entity on your offer. Advertised limits and minimums do not guarantee eligibility or your price.

Operating credit

Revolving line
Floating-rate options with an interest-only payment structure for short-term operating and inventory needs.
Asset-based line
Receivables, inventory and equipment can support growth, seasonal needs or acquisitions.

Provider sources: Revolving credit · Asset-based lending

SBA lending

7(a)
Up to $5 million advertised for property, equipment, working capital and partner buyouts.
504
Owner-occupied property and machinery/equipment financing offered; ask for separate bank and CDC amounts behind the larger combined-financing headline.
Initial review
The team targets eligibility assessment within two business days after tax returns and relevant financial statements are received.

Provider sources: SBA lending

When it may fit

Our assessment of the published programs

  • Businesses comparing receivables-backed operating credit with acquisition or property finance.

What to weigh carefully

  • Eligibility assessment is not approval, closing or funding.
  • Interest-only payments leave principal outstanding; review renewal and maturity terms.
  • No universal credit score, advance rate or pricing schedule is provided.

Questions before you accept an offer

  1. Which receivables and inventory qualify for the borrowing base?
  2. What financial statements are needed for initial SBA review?
  3. What is the complete repayment and fee schedule?

Ask for written terms. Compare net cash received, total repayment, fees, payment timing and early-payoff costs for the same financing need.

Prepare your comparison

Use the same questions and figures for each offer you receive.

Alternatives to research

These are options for a related financing need, not a ranking or a claim of equivalent eligibility or pricing.

Hanmi Bank

Compare Hanmi commercial credit and small-business options.

Preferred Bank

Compare Preferred Bank conventional and SBA structures.

The lender

Type
Bank
Legal name
Citizens Business Bank, National Association
Founded
1974
Charter
Not yet provided Add it
Headquarters
Ontario, California
Service area
Based in California; service area not yet provided
Meets in person
Not yet provided Add it
Languages
Not yet provided Add it
Program approvals
Not yet provided Add it
Also lends to consumers
Not yet provided Add it
Website
cbbank.com
LinkedIn
Company page

Loan officers at this lender

No loan officers listed yet. Work here? Claim your profile.

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