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Hanmi Bank

Listed
Bank for equipment financing and term loansLos Angeles, CaliforniaBased in California; service area not yet provided
BBLL 000860Listed Oct 2026From public recordsLast checked Oct 31, 2026
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About

Hanmi offers a small Flex-Loan with published owner-credit and account requirements, alongside much larger commercial facilities. The small-loan offer’s automatic-payment condition can materially affect the rate.

Bank. Lends to businesses from its own deposits.

This entry starts from public records. The lender fills in the rest when it claims the entry, which is free.

What they lend

Equipment financingTerm loansBusiness lines of creditWorking capital loans
From the lender's own site and public records.

A second look at Hanmi Bank

Hanmi offers a small Flex-Loan with published owner-credit and account requirements, alongside much larger commercial facilities. The small-loan offer’s automatic-payment condition can materially affect the rate.

Bank directly providing business credit.

Published by Levr, not by Hanmi Bank. This is a source-based profile and editorial assessment, not customer reviews or a promise of approval. Sources checked October 31, 2026.

Visit the official provider website →

Programs and published requirements

Compare the specific program and legal funding entity on your offer. Advertised limits and minimums do not guarantee eligibility or your price.

Flex-Loan offer

Amount and term
$1,000–$5,000: three years and $100 fee. $5,001–$20,000: five years and $200 fee.
Screening
US-based businesses in designated service areas, annual revenue at most $1 million, two years in the same or similar industry, and FICO at least 680 for applicants and guarantors.
Guarantees
Owners with 20% or more must guarantee; the page advertises no collateral.
Account
Same-business Hanmi checking must be open by approval, with automatic payments.
Time-limited rate
Page advertises WSJ Prime plus 0% for approvals by December 31, 2026, subject to change. Discontinuing automatic payments increases the margin to Prime plus 5% by the next cycle.

Provider sources: Current Flex-Loan offer and footnotes

Commercial credit

Term lending
Terms up to seven years, fixed or variable rates; advertised amounts up to $75 million, subject to lending limits.
Operating lines
Variable-rate lines of one year or less, subject to annual renewal, for receivables, inventory and cash flow.

Provider sources: Commercial lending

When it may fit

Our assessment of the published programs

  • Small businesses seeking a modest bank loan with clear published screening criteria.
  • Larger operators evaluating commercial term debt or annually renewed credit.

What to weigh carefully

  • Flex-Loan screens do not apply universally to Hanmi commercial loans.
  • Confirm current promotion, service area, ownership eligibility and adverse-credit rules before applying.
  • No collateral does not mean no personal guarantee.

Questions before you accept an offer

  1. What rate applies if automatic payments stop?
  2. Is our location eligible and which owners must guarantee?
  3. What principal and renewal obligations apply to a commercial line?

Ask for written terms. Compare net cash received, total repayment, fees, payment timing and early-payoff costs for the same financing need.

Prepare your comparison

Use the same questions and figures for each offer you receive.

Alternatives to research

These are options for a related financing need, not a ranking or a claim of equivalent eligibility or pricing.

Lake City Bank

Compare another bank’s small equipment and revolving-credit program; geography differs.

Preferred Bank

Compare commercial and SBA credit through Preferred Bank.

The lender

Type
Bank
Legal name
Hanmi Bank
Founded
1982
Charter
Not yet provided Add it
Headquarters
Los Angeles, California
Service area
Based in California; service area not yet provided
Meets in person
Not yet provided Add it
Languages
Not yet provided Add it
Program approvals
Not yet provided Add it
Also lends to consumers
Not yet provided Add it
Website
hanmi.com
LinkedIn
Company page

Loan officers at this lender

No loan officers listed yet. Work here? Claim your profile.

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