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Lake Forest Bank & Trust Company, National Association logo

Lake Forest Bank & Trust Company, National Association

Listed
Bank for asset based lending and business acquisition loansLake Forest, IllinoisBased in Illinois; service area not yet provided
BBLL 000778Listed Oct 2026From public recordsLast checked Oct 31, 2026

About

Lake Forest Bank & Trust offers SBA financing through the Wintrust banking group, plus smaller Easy Access loans and credit lines. Its published SBA fee disclosure makes total closing costs an important comparison point.

Bank. Lends to businesses from its own deposits.

This entry starts from public records. The lender fills in the rest when it claims the entry, which is free.

What they lend

From the lender's own site and public records.

A second look at Lake Forest Bank & Trust Company, National Association

Lake Forest Bank & Trust offers SBA financing through the Wintrust banking group, plus smaller Easy Access loans and credit lines. Its published SBA fee disclosure makes total closing costs an important comparison point.

Bank lender within the Wintrust group; confirm the originating bank on the offer.

Published by Levr, not by Lake Forest Bank & Trust Company, National Association. This is a source-based profile and editorial assessment, not customer reviews or a promise of approval. Sources checked October 31, 2026.

Visit the official provider website →

Programs and published requirements

Compare the specific program and legal funding entity on your offer. Advertised limits and minimums do not guarantee eligibility or your price.

SBA lending

Programs
Express up to $500,000; 7(a) and Working Capital Pilot facilities up to $5 million.
Working Capital Pilot
Finances receivables and inventory, with interest on the amount used.
Fees
The 7(a) disclosure lists a $2,500 packaging fee plus borrower-paid third-party expenses; fees may be financed.
504 purpose
Equipment and owner-occupied property acquisition/refinance; the $10 million marketing headline describes broader financing, not a single SBA debenture.

Provider sources: SBA options and disclosures

Easy Access

Scale
The bank describes loans and lines of credit up to $250,000 for smaller requests.

Provider sources: Bank borrowing guidance

When it may fit

Our assessment of the published programs

  • Businesses comparing a smaller conventional request against an SBA acquisition, property or working-capital facility.

What to weigh carefully

  • Financing fees adds to debt rather than eliminating the cost.
  • SBA eligibility and Wintrust underwriting both apply; advertised ceilings are not preapprovals.

Questions before you accept an offer

  1. Which Wintrust bank will originate and service this facility?
  2. What third-party costs are payable if the application does not close?
  3. Is Easy Access cheaper overall for my request?

Ask for written terms. Compare net cash received, total repayment, fees, payment timing and early-payoff costs for the same financing need.

Prepare your comparison

Use the same questions and figures for each offer you receive.

Alternatives to research

These are options for a related financing need, not a ranking or a claim of equivalent eligibility or pricing.

CIBC Bank USA

Compare CIBC Bank USA’s SBA and small-business financing.

M&T Bank

Compare M&T’s conventional business-credit programs.

The lender

Type
Bank
Legal name
Lake Forest Bank & Trust Company, National Association
Founded
1986
Charter
Not yet provided Add it
Headquarters
Lake Forest, Illinois
Service area
Based in Illinois; service area not yet provided
Meets in person
Not yet provided Add it
Languages
Not yet provided Add it
Program approvals
SBA 504
Also lends to consumers
Not yet provided Add it
LinkedIn
Not yet provided Add it

Loan officers at this lender

No loan officers listed yet. Work here? Claim your profile.

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