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Life Asset

Listed
Direct business lender for term loans and startup fundingWashington, District of ColumbiaBased in District of Columbia; service area not yet provided
BBLL 000369Listed Oct 2026From public recordsLast checked Oct 31, 2026
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About

Life Asset provides small business credit in the Washington DC area through a peer-group lending model. Initial term loans are small, with larger repeat borrowing dependent on repayment and group standing.

Direct business lender. Directly funds business financing; products and terms depend on the lender.

This entry starts from public records. The lender fills in the rest when it claims the entry, which is free.

What they lend

Term loansStartup funding
General small business
From the lender's own site and public records.

A second look at Life Asset

Life Asset provides small business credit in the Washington DC area through a peer-group lending model. Initial term loans are small, with larger repeat borrowing dependent on repayment and group standing.

Nonprofit direct microloan provider.

Published by Levr, not by Life Asset. This is a source-based profile and editorial assessment, not customer reviews or a promise of approval. Sources checked October 31, 2026.

Visit the official provider website →

Programs and published requirements

Compare the specific program and legal funding entity on your offer. Advertised limits and minimums do not guarantee eligibility or your price.

Business microloans

Initial borrowing
Initial term loans range from $250 to $2,500.
Group structure
Applicants form a local group of three entrepreneurs; members receive separate loans and group standing affects repeat borrowing.
Repayment
Published term loans carry 6% APR, no fees and biweekly ACH repayment; most terms are 6–12 months.
Larger loans
Repeat loans can reach $10,000–$25,000; loans above $10,000 require collateral.

Provider sources: Official lending information · Official services and lender information

When it may fit

Our assessment of the published programs

  • DC-area entrepreneurs able to participate in peer-group lending and training.

What to weigh carefully

  • The separate DC micro-line and DC/Maryland business-vehicle programs have their own eligibility rules.
  • A checking account and proof of business are required despite no registered-business requirement for the term loan.

Questions before you accept an offer

  1. Which group meetings and training are mandatory?
  2. What initial amount can my repayment capacity support?

Ask for written terms. Compare net cash received, total repayment, fees, payment timing and early-payoff costs for the same financing need.

Prepare your comparison

Use the same questions and figures for each offer you receive.

Alternatives to research

These are options for a related financing need, not a ranking or a claim of equivalent eligibility or pricing.

Washington Area Community Investment Fund

Washington Area Community Investment Fund offers a local community-lending comparison.

City First Enterprises

City First Enterprises is another Washington-area community financing option.

The lender

Type
Direct business lender
Legal name
Not yet provided Add it
Founded
2011
Charter
Not yet provided Add it
Headquarters
Washington, District of Columbia
Service area
Based in District of Columbia; service area not yet provided
Meets in person
Not yet provided Add it
Languages
Not yet provided Add it
Program approvals
Not yet provided Add it
Also lends to consumers
Not yet provided Add it
Website
lifeasset.org
LinkedIn
Not yet provided Add it

Loan officers at this lender

No loan officers listed yet. Work here? Claim your profile.

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