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Washington Area Community Investment Fund logo

Washington Area Community Investment Fund

Listed
Direct business lender for term loans and working capital loansWashington, District of ColumbiaBased in District of Columbia; service area not yet provided
BBLL 000371Listed Oct 2026From public recordsLast checked Oct 31, 2026
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About

Washington Area Community Investment Fund finances established small businesses in DC and specified nearby Maryland and Virginia jurisdictions. Its loan process combines financial review with character-based underwriting.

Direct business lender. Directly funds business financing; products and terms depend on the lender.

This entry starts from public records. The lender fills in the rest when it claims the entry, which is free.

What they lend

Term loansWorking capital loansEquipment financing
General small business
From the lender's own site and public records.

A second look at Washington Area Community Investment Fund

Washington Area Community Investment Fund finances established small businesses in DC and specified nearby Maryland and Virginia jurisdictions. Its loan process combines financial review with character-based underwriting.

Direct community lender.

Published by Levr, not by Washington Area Community Investment Fund. This is a source-based profile and editorial assessment, not customer reviews or a promise of approval. Sources checked October 31, 2026.

Visit the official provider website →

Programs and published requirements

Compare the specific program and legal funding entity on your offer. Advertised limits and minimums do not guarantee eligibility or your price.

Small-business term lending

Range and term
$10,000–$250,000 with general terms of 3–6 years.
Operating screen
At least one year in business and $50,000 revenue in the previous fiscal year.
Security
Business assets and a personal guarantee are required; collateral is reviewed case by case.
Use
Operations, inventory, working capital and equipment are eligible uses.

Provider sources: Official lending information · Official lender information

When it may fit

Our assessment of the published programs

  • Established businesses in WACIF’s DC-area lending footprint.

What to weigh carefully

  • The footprint includes specific counties and cities rather than all of Maryland and Virginia.
  • An application fee of $50 and origination fee up to 3% may apply; no prepayment penalties are published.

Questions before you accept an offer

  1. Does my address qualify?
  2. What assets and guarantees will secure my request?

Ask for written terms. Compare net cash received, total repayment, fees, payment timing and early-payoff costs for the same financing need.

Prepare your comparison

Use the same questions and figures for each offer you receive.

Alternatives to research

These are options for a related financing need, not a ranking or a claim of equivalent eligibility or pricing.

Life Asset

Life Asset offers smaller DC-area microloans with a group model.

City First Enterprises

City First Enterprises offers another local term-loan comparison.

The lender

Type
Direct business lender
Legal name
Not yet provided Add it
Founded
1987
Charter
Not yet provided Add it
Headquarters
Washington, District of Columbia
Service area
Based in District of Columbia; service area not yet provided
Meets in person
Not yet provided Add it
Languages
Not yet provided Add it
Program approvals
Not yet provided Add it
Also lends to consumers
Not yet provided Add it
Website
wacif.org
LinkedIn
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Loan officers at this lender

No loan officers listed yet. Work here? Claim your profile.

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