Macatawa Bank, National Association

Listed

Bank for term loans and business lines of creditHolland, MichiganBased in Michigan; service area not yet provided

BBLL 000852Listed Nov 2026From public recordsLast checked Nov 1, 2026

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About

Macatawa Bank offers West Michigan small businesses Easy Access term loans and revolving lines, with SBA lending through the Wintrust network.

Bank. Lends to businesses from its own deposits.

This entry starts from public records. The lender fills in the rest when it claims the entry, which is free.

What they lend

Term loans Business lines of credit Equipment financing Working capital loans Commercial real estate loans Business acquisition loans

From the lender's own site and public records.

A second look at Macatawa Bank, National Association

Macatawa Bank offers West Michigan small businesses Easy Access term loans and revolving lines, with SBA lending through the Wintrust network.

Direct bank lender within Wintrust; Macatawa Bank, N.A.

Published by Levr, not by Macatawa Bank, National Association. This is a source-based profile and editorial assessment, not customer reviews or a promise of approval. Sources checked November 1, 2026.

Visit the official provider website →

Programs and published requirements

Compare the specific program and legal funding entity on your offer. Advertised limits and minimums do not guarantee eligibility or your price.

Easy Access and SBA credit

Term loan: Easy Access term loans reach $250,000 for equipment upgrades, replacement and additions, with fixed or variable rates and terms up to five years.
Operating line: Easy Access lines reach $250,000 to cover expenses and inventory during slower collections.
SBA: Published SBA options include 7(a), Express and 504 for acquisitions, cash-flow management and fixed assets.

Provider sources: Easy Access and SBA credit official source · Easy Access and SBA credit official source

When it may fit

Our assessment of the published programs

West Michigan businesses seeking a defined equipment or working-capital facility.

What to weigh carefully

Loan and renewal fees may apply; confirm whether a Wintrust affiliate will originate a specialized facility and distinguish 504 total project finance from the CDC debenture.

Questions before you accept an offer

What renewal fee and collateral apply to the line?
Which bank or Wintrust division will originate the SBA loan?

Ask for written terms. Compare net cash received, total repayment, fees, payment timing and early-payoff costs for the same financing need.

Prepare your comparison

Use the same questions and figures for each offer you receive.

Alternatives to research

These are options for a related financing need, not a ranking or a claim of equivalent eligibility or pricing.

Huntington Bank

Huntington offers Michigan businesses conventional loans, SBA financing and its smaller Lift Local Business loan program.

BMO Bank

BMO provides a separate Michigan comparison for secured revolving credit, staged equipment purchases and SBA financing.

The lender

Type: Bank
Legal name: Macatawa Bank, National Association
Founded: 1997
Charter: Not yet provided Add it
Headquarters: Holland, Michigan
Service area: Based in Michigan; service area not yet provided
Meets in person: Not yet provided Add it
Languages: Not yet provided Add it
Program approvals: SBA 504
Also lends to consumers: Not yet provided Add it
Website: macatawabank.com
LinkedIn: Company page

Loan officers at this lender

No loan officers listed yet. Work here? Claim your profile.

Not sure which lender to choose?

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Request contact

Tell us what your business needs. Our team reviews your request before arranging the next step.

Charter and approvals

FDIC certificate, 34618Record

SBA 504 lender

Each one links to its official record.

Location

Based in Michigan; service area not yet provided.

Sources: FDIC BankFind institution record (Nov 1, 2026), FDIC financial report, June 30, 2026 (Nov 1, 2026), Official bank product: Asset Based Lending (Nov 1, 2026), Company LinkedIn linked from official bank website (Nov 1, 2026), Easy Access and SBA credit official source (Nov 1, 2026), Easy Access and SBA credit official source (Nov 1, 2026).

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