National Exchange Bank and Trust

Listed

Bank for business acquisition loans and commercial real estate loansFond Du Lac, WisconsinBased in Wisconsin; service area not yet provided

BBLL 001110Listed Oct 2026From public recordsLast checked Oct 31, 2026

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About

National Exchange Bank & Trust offers Wisconsin businesses secured revolving working-capital credit and SBA 7(a) and 504 financing.

Bank. Lends to businesses from its own deposits.

This entry starts from public records. The lender fills in the rest when it claims the entry, which is free.

What they lend

Business acquisition loans Commercial real estate loans Equipment financing Business lines of credit Startup funding Working capital loans

From the lender's own site and public records.

A second look at National Exchange Bank and Trust

National Exchange Bank & Trust offers Wisconsin businesses secured revolving working-capital credit and SBA 7(a) and 504 financing.

Direct bank lender.

Published by Levr, not by National Exchange Bank and Trust. This is a source-based profile and editorial assessment, not customer reviews or a promise of approval. Sources checked October 31, 2026.

Visit the official provider website →

Programs and published requirements

Compare the specific program and legal funding entity on your offer. Advertised limits and minimums do not guarantee eligibility or your price.

Working-capital line

Structure: Secured line with monthly interest on drawn funds; principal paid as cash flow permits.
Term and review: Typically one-year terms with annual renewal.
Cleanup requirement: Requires the line to reach $0 for 30 days during the year.

Provider sources: Working-capital line

SBA financing

Programs: Primarily offers SBA-guaranteed 7(a) borrowing and 504 fixed-asset financing.
Uses: Working capital, acquisitions or startups, equipment and real estate.

Provider sources: SBA financing

When it may fit

Our assessment of the published programs

Established Wisconsin companies able to clear a seasonal line annually, or businesses comparing SBA investment finance.

What to weigh carefully

A required annual cleanup makes the working-capital line different from permanent financing.

Questions before you accept an offer

Can the projected cash flow support the required 30-day zero-balance period?

Ask for written terms. Compare net cash received, total repayment, fees, payment timing and early-payoff costs for the same financing need.

Prepare your comparison

Use the same questions and figures for each offer you receive.

Alternatives to research

These are options for a related financing need, not a ranking or a claim of equivalent eligibility or pricing.

Wells Fargo

Compare Wells Fargo for U.S. business lending.

PNC Bank

Compare PNC Bank for U.S. business lending.

The lender

Type: Bank
Legal name: National Exchange Bank and Trust
Founded: 1933
Charter: Not yet provided Add it
Headquarters: Fond Du Lac, Wisconsin
Service area: Based in Wisconsin; service area not yet provided
Meets in person: Not yet provided Add it
Languages: Not yet provided Add it
Program approvals: Not yet provided Add it
Also lends to consumers: Not yet provided Add it
Website: nebat.com
LinkedIn: Company page

Loan officers at this lender

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Tell us what your business needs. Our team reviews your request before arranging the next step.

Charter and approvals

FDIC certificate, 10044Record

Each one links to its official record.

Location

Based in Wisconsin; service area not yet provided.

Sources: FDIC BankFind institution record (Oct 31, 2026), FDIC financial report, June 30, 2026 (Oct 31, 2026), Official bank product: Working Capital Line of Credit (Oct 31, 2026), Official bank product: Business Equipment Loans (Oct 31, 2026), Official bank product: Flexible Capital To Keep Your Business Moving Business Line of Credit Contact a Lender Flexible (Oct 31, 2026), Company LinkedIn linked from official bank website (Oct 31, 2026), SBA financing (Oct 31, 2026).

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