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Partner Community Capital logo

Partner Community Capital

Listed
CDFI for term loans and commercial real estate loansCharles Town, West VirginiaBased in West Virginia; service area not yet provided
BBLL 000712Listed Oct 2026From public recordsLast checked Oct 31, 2026
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About

Partner Community Capital lends to small businesses and nonprofits in West Virginia, North Carolina and surrounding Appalachia. Its term finance can stand alone or form senior or subordinated debt in a larger package.

CDFI. Mission driven lender serving businesses banks often overlook.

This entry starts from public records. The lender fills in the rest when it claims the entry, which is free.

What they lend

Term loansCommercial real estate loansEquipment financingWorking capital loans
General small business
From the lender's own site and public records.

A second look at Partner Community Capital

Partner Community Capital lends to small businesses and nonprofits in West Virginia, North Carolina and surrounding Appalachia. Its term finance can stand alone or form senior or subordinated debt in a larger package.

Direct nonprofit CDFI lender.

Published by Levr, not by Partner Community Capital. This is a source-based profile and editorial assessment, not customer reviews or a promise of approval. Sources checked October 31, 2026.

Visit the official provider website →

Programs and published requirements

Compare the specific program and legal funding entity on your offer. Advertised limits and minimums do not guarantee eligibility or your price.

Business and property term loans

Working capital
General term guideline is up to five years.
Equipment
General guideline is up to ten years, or twenty for solar equipment.
Property
Real-estate loans can run up to twenty years and include land/buildings, construction or renovation.
Guarantees
Owners with 20% or more ownership must co-sign; collateral and owner equity depend on the project.

Provider sources: Official lending and lender information · Official lending and lender information

When it may fit

Our assessment of the published programs

  • Appalachian businesses seeking project-based finance with repayment matched to cash flow.

What to weigh carefully

  • PCAP does not offer lines of credit; some loans have balloon payments.
  • No prepayment fees; origination and closing costs apply, with rates set during underwriting.

Questions before you accept an offer

  1. Will this loan fully amortize or leave a balloon payment?
  2. What equity, collateral and total fees are required?

Ask for written terms. Compare net cash received, total repayment, fees, payment timing and early-payoff costs for the same financing need.

Prepare your comparison

Use the same questions and figures for each offer you receive.

Alternatives to research

These are options for a related financing need, not a ranking or a claim of equivalent eligibility or pricing.

Woodlands Community Lenders

Woodlands Community Lenders offers a comparison for qualifying West Virginia businesses.

PNC Bank

PNC offers conventional/SBA credit in eligible North Carolina and West Virginia markets.

The lender

Type
CDFI
Legal name
Not yet provided Add it
Founded
2000
Charter
Not yet provided Add it
Headquarters
Charles Town, West Virginia
Service area
Based in West Virginia; service area not yet provided
Meets in person
Not yet provided Add it
Languages
Not yet provided Add it
Program approvals
Not yet provided Add it
Also lends to consumers
Not yet provided Add it
Website
partnercap.org
LinkedIn
Not yet provided Add it

Loan officers at this lender

No loan officers listed yet. Work here? Claim your profile.

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