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State Bank of the Lakes, National Association logo

State Bank of the Lakes, National Association

Listed
Bank for term loans and commercial real estate loansAntioch, IllinoisBased in Illinois; service area not yet provided
BBLL 000917Listed Nov 2026From public recordsLast checked Nov 1, 2026

About

State Bank of the Lakes, a Wintrust community bank, offers commercial property credit and access to Wintrust SBA 7(a), Express and 504 lending for startups, acquisitions and expansion.

Bank. Lends to businesses from its own deposits.

This entry starts from public records. The lender fills in the rest when it claims the entry, which is free.

What they lend

From the lender's own site and public records.

A second look at State Bank of the Lakes, National Association

State Bank of the Lakes, a Wintrust community bank, offers commercial property credit and access to Wintrust SBA 7(a), Express and 504 lending for startups, acquisitions and expansion.

State Bank of the Lakes, National Association provides business credit directly as a bank; approval and documentation are determined by the bank.

Published by Levr, not by State Bank of the Lakes, National Association. This is a source-based profile and editorial assessment, not customer reviews or a promise of approval. Sources checked November 1, 2026.

Visit the official provider website →

Programs and published requirements

Compare the specific program and legal funding entity on your offer. Advertised limits and minimums do not guarantee eligibility or your price.

Business lending

Commercial property
Offers commercial mortgages, construction, bridge and permanent loans for purchase, renovation or refinancing.
SBA options
Wintrust specialists support SBA 7(a), Express and 504 as well as Advantage Illinois lending.
Business uses
SBA financing can help start, expand or buy a business, or purchase property for business operations.

Provider sources: Commercial lending · SBA lending

When it may fit

Our assessment of the published programs

  • Northern Illinois or southern Wisconsin businesses seeking a local bank with Wintrust commercial and SBA resources.

What to weigh carefully

  • Specialist lending may involve Wintrust divisions; confirm the legal bank, service area and specific program terms.

Questions before you accept an offer

  1. Which bank will lend and service our facility, and which SBA or conventional structure fits?

Ask for written terms. Compare net cash received, total repayment, fees, payment timing and early-payoff costs for the same financing need.

Prepare your comparison

Use the same questions and figures for each offer you receive.

Alternatives to research

These are options for a related financing need, not a ranking or a claim of equivalent eligibility or pricing.

BMO Bank

Compare BMO Bank for business lending in IL; confirm the project location, collateral requirements and proposed terms.

CIBC Bank USA

Compare CIBC Bank USA for business lending in IL; confirm the project location, collateral requirements and proposed terms.

The lender

Type
Bank
Legal name
State Bank of the Lakes, National Association
Founded
1926
Charter
Not yet provided Add it
Headquarters
Antioch, Illinois
Service area
Based in Illinois; service area not yet provided
Meets in person
Not yet provided Add it
Languages
Not yet provided Add it
Program approvals
SBA 504
Also lends to consumers
Not yet provided Add it
Website
sbotl.com
LinkedIn
Not yet provided Add it

Loan officers at this lender

No loan officers listed yet. Work here? Claim your profile.

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