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TimePayment

Listed
Equipment lessor for equipment financing and startup fundingBurlington, MassachusettsBased in Massachusetts; service area not yet provided
BBLL 000209Listed Oct 2026From public recordsLast checked Oct 31, 2026
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About

TimePayment offers equipment leases through buyers, vendors and brokers, including programs for startups and challenged credit. Purchase options and upfront charges deserve close review; its payment calculator is an illustration rather than a guaranteed financing limit.

Equipment lessor. Leases or lends against vehicles, machinery and other equipment.

This entry starts from public records. The lender fills in the rest when it claims the entry, which is free.

What they lend

Equipment financingStartup funding
RestaurantsAuto repair and dealersConstructionMedical and dentalTechnologyManufacturingProfessional services
From the lender's own site and public records.

A second look at TimePayment

TimePayment offers equipment leases through buyers, vendors and brokers, including programs for startups and challenged credit. Purchase options and upfront charges deserve close review; its payment calculator is an illustration rather than a guaranteed financing limit.

TimePayment Corp. describes itself as a fintech equipment lease-finance provider. It funds equipment vendors and works with independent brokers; the reviewed sources do not identify it as a bank division. Confirm the lessor and any assignment provisions in the signed contract.

Published by Levr, not by TimePayment. This is a source-based profile and editorial assessment, not customer reviews or a promise of approval. Sources checked October 31, 2026.

Visit the official provider website →

Programs and published requirements

Compare the specific program and legal funding entity on your offer. Advertised limits and minimums do not guarantee eligibility or your price.

Commercial equipment lease financing

Assets and applicants
New and used commercial equipment; startups and challenged-credit businesses may qualify, with exclusions.
Amount and term evidence
Buyer page advertises transactions starting at $1,000. Its calculator spans $1,000–$500,000 and 24–60 months, explicitly as a strong-credit example; these are not universal approved limits.
Upfront costs
The standard program requires one advance payment and a documentation fee. The reviewed page does not publish the fee amount or a universal rate.
Credit
The buyer FAQ states no strict score minimum. Homepage marketing mentions profiles down to 550; neither statement guarantees approval.

Provider sources: Buyer program and calculator · Homepage credit description

Lease structures and broker-originated offers

Fair market value lease
After scheduled payments, options include purchasing, returning or continuing monthly rental.
Lease with purchase option
The published end-of-term purchase option equals three additional monthly payments or an equivalent buyout; return or monthly rental options also exist.
Broker channel
The broker FAQ advertises transactions from $500 to $1.5 million or more, a broader channel-specific range than the buyer calculator. Confirm the actual program and approval amount.
Broker compensation
The broker page allows commissions up to 15% of sale amount that can be financed by the customer; ask whether a quote includes a commission.

Provider sources: Broker programs and lease options

Funding process

Vendor payment
The company says it pays vendors within hours of confirmed equipment installation. A quick credit decision is not the same as funds being released.

Provider sources: Company and funding process

When it may fit

Our assessment of the published programs

  • Worth investigating for a startup or smaller equipment purchase when an established-business lender is unsuitable.
  • A vendor-supported lease can be convenient if the total cost and end-of-term options meet the buyer’s needs.

What to weigh carefully

  • Do not treat the calculator maximum as an advertised universal approval limit.
  • A purchase option can require payments beyond the initial lease schedule.
  • A complete early-payoff formula, guarantee policy and fee schedule were not established by these public pages.
  • Dealer or broker financing may include compensation in the financed amount.

Questions before you accept an offer

  1. Which lease structure applies and what must I pay to own the equipment?
  2. What happens if I neither return nor purchase the equipment at term end?
  3. What is the full cost including documentation, broker compensation, insurance and taxes?
  4. Can I terminate early, and what exact payoff applies after 12 months?
  5. What guarantees and installation acceptance conditions apply?

Ask for written terms. Compare net cash received, total repayment, fees, payment timing and early-payoff costs for the same financing need.

Prepare your comparison

Use the same questions and figures for each offer you receive.

Alternatives to research

These are options for a related financing need, not a ranking or a claim of equivalent eligibility or pricing.

Balboa Capital

Compare Balboa/Ameris select newer-business equipment programs if your business has operated at least six months.

Crest Capital

Established businesses can compare Crest’s ownership-oriented financing and eligibility criteria.

Ascentium Capital

Compare Ascentium’s equipment structures, underwriting and early-termination conditions.

Published specialist programs

Equipment financing for startups

A startup-capable leasing option for equipment buyers, also available through dealers and brokers.

Who it serves
Broker-program FAQ explicitly includes startups; direct buyer application available. No exact minimum operating history stated.
Service area
United States; direct buyer page says financing for America’s small businesses.

Equipment covered: New and used commercial equipment; restaurant, automotive, printing, salon, veterinary, fabrication and other industries.

Our questions before you choose

Confirm the total cash due upfront, guarantee requirements, equipment eligibility and end-of-term obligations in a written quote.

Checked October 31, 2026. Provider program details · Provider program details · Provider program details

Other providers to compare

These providers publish information for at least one of the same financing needs. They are comparison options, not a ranked recommendation or evidence that you qualify.

First Capital Leasing

Compare equipment financing for startups →

North Mill Equipment Finance

Compare equipment financing for startups →

Taycor Financial

Compare equipment financing for startups →

The lender

Type
Equipment lessor
Legal name
TimePayment Corp.
Founded
Not yet provided Add it
Charter
Not yet provided Add it
Headquarters
Burlington, Massachusetts
Service area
Based in Massachusetts; service area not yet provided
Meets in person
Not yet provided Add it
Languages
Not yet provided Add it
Program approvals
Not yet provided Add it
Also lends to consumers
Not yet provided Add it
Website
timepayment.com
LinkedIn
Company page

Loan officers at this lender

No loan officers listed yet. Work here? Claim your profile.

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