TowneBank

Listed

Bank for business lines of credit and term loansPortsmouth, VirginiaBased in Virginia; service area not yet provided

BBLL 000831Listed Oct 2026From public recordsLast checked Oct 31, 2026

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About

TowneBank offers several business credit-line structures, including working-capital, guidance and property-secured facilities. It also lists acquisition, equipment and SBA 504 financing.

Bank. Lends to businesses from its own deposits.

This entry starts from public records. The lender fills in the rest when it claims the entry, which is free.

What they lend

Business lines of credit Term loans Equipment financing SBA 504 loans

From the lender's own site and public records.

A second look at TowneBank

TowneBank offers several business credit-line structures, including working-capital, guidance and property-secured facilities. It also lists acquisition, equipment and SBA 504 financing.

Direct commercial bank lender. Secured and unsecured lines have different underwriting and potential limits.

Published by Levr, not by TowneBank. This is a source-based profile and editorial assessment, not customer reviews or a promise of approval. Sources checked October 31, 2026.

Visit the official provider website →

Programs and published requirements

Compare the specific program and legal funding entity on your offer. Advertised limits and minimums do not guarantee eligibility or your price.

Business credit lines

Working capital: Revolving credit can support receivables, inventory and operating expenses.
Collateral: Potential security includes business assets, real estate, deposits and securities. Unsecured availability depends on credit history and cash flow.
Business Equity Line: Uses equity in owner-occupied business property; the property requirement is specific to this structure.
Guidance Line: Preapproved borrowing capacity for a defined period. Confirm draw conditions and whether each draw requires separate documentation.

Provider sources: Credit-line structures

Other lending routes

Product selection: The menu includes acquisition loans, commercial term loans, equipment lending, franchise lending and SBA 504.
Pricing: No universal rate, maximum amount or credit-score cutoff is established on these overview pages.

Provider sources: Business lending menu

When it may fit

Our assessment of the published programs

A business deciding whether revolving working capital, property equity or acquisition financing fits its use of funds.

What to weigh carefully

Unsecured credit may carry lower limits or higher pricing.
A guidance facility is not unlimited or permanent approval.

Questions before you accept an offer

What conditions must be satisfied for each guidance-line draw?
Is my line repayable on demand and subject to annual review?
What appraisal, lien, origination and unused-limit charges apply?

Ask for written terms. Compare net cash received, total repayment, fees, payment timing and early-payoff costs for the same financing need.

Prepare your comparison

Use the same questions and figures for each offer you receive.

Alternatives to research

These are options for a related financing need, not a ranking or a claim of equivalent eligibility or pricing.

Truist

Compare Truist business loans and lines for a separate bank proposal.

First Citizens Bank

Compare First Citizens equipment and SBA financing, with program-specific coverage.

The lender

Type: Bank
Legal name: TowneBank
Founded: 1999
Charter: Not yet provided Add it
Headquarters: Portsmouth, Virginia
Service area: Based in Virginia; service area not yet provided
Meets in person: Not yet provided Add it
Languages: Not yet provided Add it
Program approvals: Not yet provided Add it
Also lends to consumers: Not yet provided Add it
Website: townebank.com
LinkedIn: Not yet provided Add it

Loan officers at this lender

No loan officers listed yet. Work here? Claim your profile.

Not sure which lender to choose?

You do not have to choose on your own. Sign up through BusinessLoanBroker.ai, tell us what your business needs, and get help with your financing options and next steps.

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Request contact

Tell us what your business needs. Our team reviews your request before arranging the next step.

Charter and approvals

FDIC certificate, 35095Record

Each one links to its official record.

Location

Based in Virginia; service area not yet provided.

Sources: FDIC BankFind institution record (Oct 31, 2026), FDIC financial report, June 30, 2026 (Oct 31, 2026), Credit-line structures (Oct 31, 2026), Business lending menu (Oct 31, 2026).

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