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Wintrust Bank logo

Wintrust Bank

Listed
Bank for asset based lending and business lines of creditChicago, IllinoisBased in Illinois; service area not yet provided
BBLL 000789Listed Oct 2026From public recordsLast checked Oct 31, 2026
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About

Wintrust Bank offers Easy Access operating credit and term loans, with a separate SBA team for acquisitions, expansion and property projects. An Easy Access borrowing relationship includes a primary business checking requirement.

Bank. Lends to businesses from its own deposits.

This entry starts from public records. The lender fills in the rest when it claims the entry, which is free.

What they lend

Asset based lendingBusiness lines of creditSBA 504 loansTerm loans
From the lender's own site and public records.

A second look at Wintrust Bank

Wintrust Bank offers Easy Access operating credit and term loans, with a separate SBA team for acquisitions, expansion and property projects. An Easy Access borrowing relationship includes a primary business checking requirement.

Direct bank lender within Wintrust Financial Corporation; affiliated Wintrust banks are not independent competing lenders.

Published by Levr, not by Wintrust Bank. This is a source-based profile and editorial assessment, not customer reviews or a promise of approval. Sources checked October 31, 2026.

Visit the official provider website →

Programs and published requirements

Compare the specific program and legal funding entity on your offer. Advertised limits and minimums do not guarantee eligibility or your price.

Easy Access business credit

Structures
Term loans, revolving lines and business overdraft protection are listed by Wintrust Bank.
Term-loan history
Group disclosures require at least 12 months operating history for the Easy Access term loan.
Banking relationship
Primary company checking must be with the bank for the Easy Access term loan and line.
Fees
Loan fees may apply; the line may also carry renewal fees.

Provider sources: Wintrust Bank small-business lending · Group product disclosures

SBA lending

Available structures
Wintrust Bank lists SBA 7(a), Express and 504, including business purchases, expansion and commercial property needs.

Provider sources: Bank SBA lending

When it may fit

Our assessment of the published programs

  • Businesses willing to consolidate operating banking while comparing recurring credit with a term loan.

What to weigh carefully

  • The 12-month requirement belongs to the Easy Access term loan; do not assume it applies to every SBA request.
  • Ask which legal Wintrust bank originates the proposal.

Questions before you accept an offer

  1. What limit and collateral fit my cash-flow cycle?
  2. What renewal fee and annual review apply to the line?
  3. Would the SBA channel require a smaller cash injection?

Ask for written terms. Compare net cash received, total repayment, fees, payment timing and early-payoff costs for the same financing need.

Prepare your comparison

Use the same questions and figures for each offer you receive.

Alternatives to research

These are options for a related financing need, not a ranking or a claim of equivalent eligibility or pricing.

CIBC Bank USA

Compare CIBC Bank USA without staying inside the Wintrust group.

M&T Bank

Compare M&T’s term and revolving business credit.

The lender

Type
Bank
Legal name
Wintrust Bank, National Association
Founded
1994
Charter
Not yet provided Add it
Headquarters
Chicago, Illinois
Service area
Based in Illinois; service area not yet provided
Meets in person
Not yet provided Add it
Languages
Not yet provided Add it
Program approvals
SBA 504
Also lends to consumers
Not yet provided Add it
Website
wintrustbank.com
LinkedIn
Not yet provided Add it

Loan officers at this lender

No loan officers listed yet. Work here? Claim your profile.

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