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Navitas Credit logo

Navitas Credit

Listed
Equipment lessor for equipment financing and startup fundingPonte Vedra, FloridaServes US businesses; availability varies by program and state
BBLL 000394Listed Oct 2026From public recordsLast checked Oct 31, 2026
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About

Navitas offers equipment financing and leasing, including startup programs. Compare the actual contract’s purchase option, renewal rules and early-payoff amount. Its ownership changed in September 2026, so older United Community subsidiary descriptions are outdated.

Equipment lessor. Leases or lends against vehicles, machinery and other equipment.

This entry starts from public records. The lender fills in the rest when it claims the entry, which is free.

What they lend

Equipment financingStartup fundingAsset based lendingTerm loans
Medical and dentalTechnologyConstructionManufacturingRetailFranchisesRestaurantsProfessional services
From the lender's own site and public records.

A second look at Navitas Credit

Navitas offers equipment financing and leasing, including startup programs. Compare the actual contract’s purchase option, renewal rules and early-payoff amount. Its ownership changed in September 2026, so older United Community subsidiary descriptions are outdated.

Navitas Credit Corp. provides equipment financing. United Community announced completion of its sale to Wafra-managed funds through Navitas TopCo LLC on September 1, 2026. It should not be described as a current United Community Bank subsidiary.

Published by Levr, not by Navitas Credit. This is a source-based profile and editorial assessment, not customer reviews or a promise of approval. Sources checked October 31, 2026.

Visit the official provider website →

Programs and published requirements

Compare the specific program and legal funding entity on your offer. Advertised limits and minimums do not guarantee eligibility or your price.

Equipment financing and leasing

Amount and scope
Homepage range is $5,000–$5 million. New and used equipment and related software, installation and shipping costs may qualify.
Term and qualification
FAQ lists 12–60 months and says a 600+ score is typically sufficient, alongside business and revenue review. Startups and sole proprietors may qualify; this is not guaranteed approval.
Credit inquiries
Soft pull for pre-approval; a hard inquiry may follow before final financing.
Early payoff
Permitted; discounts or fees depend on the agreement. No universal savings or fee-free payoff is promised.
Ownership and renewal
FMV leases can be purchased, returned or continued monthly. Renewal rent does not count toward ownership; purchase and payoff amounts may include remaining payments and fees.

Provider sources: Current program range · Product and account FAQ

When it may fit

Our assessment of the published programs

  • Worth comparing for a startup or business seeking multiple equipment categories through a vendor-supported provider.

What to weigh carefully

  • Review the written fee schedule and end-of-term notice requirements.
  • The broad advertised range is not an application-only threshold.
  • Older bank-affiliation materials may no longer reflect current ownership.

Questions before you accept an offer

  1. What is the exact purchase option and how do I prevent unwanted renewal?
  2. What is the early-payoff amount at 12 months?
  3. Which fees, insurance and taxes are additional?
  4. Will final approval require a hard credit inquiry?

Ask for written terms. Compare net cash received, total repayment, fees, payment timing and early-payoff costs for the same financing need.

Prepare your comparison

Use the same questions and figures for each offer you receive.

Alternatives to research

These are options for a related financing need, not a ranking or a claim of equivalent eligibility or pricing.

TimePayment

Compare TimePayment for startup equipment leases and purchase options.

Ascentium Capital

Compare Ascentium’s equipment limits and typical underwriting.

Amur Equipment Finance

Compare Amur’s EFA and finance-lease structures.

The lender

Type
Equipment lessor
Legal name
Navitas Credit Corp.
Founded
Not yet provided Add it
Charter
Not yet provided Add it
Headquarters
Ponte Vedra, Florida
Service area
Serves US businesses; availability varies by program and state
Meets in person
Not yet provided Add it
Languages
Not yet provided Add it
Program approvals
Not yet provided Add it
Also lends to consumers
Not yet provided Add it
Website
navitascredit.com
LinkedIn
Not yet provided Add it

Loan officers at this lender

No loan officers listed yet. Work here? Claim your profile.

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