Heartland Bank and Trust Company

Listed

Bank for business acquisition loans and equipment financingBloomington, IllinoisBased in Illinois; service area not yet provided

BBLL 000974Listed Oct 2026From public recordsLast checked Oct 31, 2026

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About

Heartland Bank and Trust Company offers commercial loans, reusable business lines, SBA financing and agricultural borrowing.

Bank. Lends to businesses from its own deposits.

This entry starts from public records. The lender fills in the rest when it claims the entry, which is free.

What they lend

Business acquisition loans Equipment financing Business lines of credit Term loans Working capital loans

From the lender's own site and public records.

A second look at Heartland Bank and Trust Company

Heartland Bank and Trust Company offers commercial loans, reusable business lines, SBA financing and agricultural borrowing.

Direct bank lender.

Published by Levr, not by Heartland Bank and Trust Company. This is a source-based profile and editorial assessment, not customer reviews or a promise of approval. Sources checked October 31, 2026.

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Programs and published requirements

Compare the specific program and legal funding entity on your offer. Advertised limits and minimums do not guarantee eligibility or your price.

Business loans

Commercial uses: Equipment, acquisitions, rebuilding inventory and refinancing existing debt.
Lines: Available credit renews as borrowed amounts are repaid.
SBA access: Offers SBA-backed borrowing with assistance selecting an appropriate program.

Provider sources: Business loans

Agricultural loans

Farm uses: Equipment purchase, repair or replacement, expansion, mortgages and refinancing.

Provider sources: Agricultural loans

When it may fit

Our assessment of the published programs

Businesses or agricultural operators seeking a local lender for equipment and operating credit.

What to weigh carefully

The SBA overview’s broad no-prepayment-penalty statement should be confirmed for the exact program and maturity.

Questions before you accept an offer

Which prepayment, collateral and guarantee conditions apply to the proposed loan?

Ask for written terms. Compare net cash received, total repayment, fees, payment timing and early-payoff costs for the same financing need.

Prepare your comparison

Use the same questions and figures for each offer you receive.

Alternatives to research

These are options for a related financing need, not a ranking or a claim of equivalent eligibility or pricing.

Wells Fargo

Compare Wells Fargo for U.S. business lending.

PNC Bank

Compare PNC Bank for U.S. business lending.

The lender

Type: Bank
Legal name: Heartland Bank and Trust Company
Founded: 1971
Charter: Not yet provided Add it
Headquarters: Bloomington, Illinois
Service area: Based in Illinois; service area not yet provided
Meets in person: Not yet provided Add it
Languages: Not yet provided Add it
Program approvals: Not yet provided Add it
Also lends to consumers: Not yet provided Add it
Website: hbtbank.com
LinkedIn: Not yet provided Add it

Loan officers at this lender

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Request contact

Tell us what your business needs. Our team reviews your request before arranging the next step.

Charter and approvals

FDIC certificate, 20369Record

Each one links to its official record.

Location

Based in Illinois; service area not yet provided.

Sources: FDIC BankFind institution record (Oct 31, 2026), FDIC financial report, June 30, 2026 (Oct 31, 2026), Business loans (Oct 31, 2026), Agricultural loans (Oct 31, 2026).

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